Poor Credit Secured Loans from United Trust Bank

 

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Lifetime mortgage with flexible cash release

Interest only lifetime mortgage

Lumpsum lifetime mortgage

Finding help when you want a refinance

It is very regular to discover people seeking out remortgage with poor credit rating, remortgages for poor credit or bad credit history remortgages however mortgage lenders like Shawbrook are keen to see proof of affordability in the form of investment statements, state benefit letters or investment statements.

Proof of income:

Secured loan lenders such as Together, Equifinance or United Trust Bank often accept evidence of monthly income with

  • universal credit letters
  • p60s

Types of poor credit

Loan companies such as Equi finance, Shawbrook or Prestige Finance can often lend to people with

  • missed installments
  • poor payment history
  • defaults

Qualifying for 2nd charge loans

It’s common to find a lower cost to get a 2nd charge loan than a re-mortgage.

  • Paragon Personal Finance
  • Shawbrook
  • Spring Finance
  • Masthaven
  • Shawbrook
  • Evolution Money

Sourcing bad credit home purchase lenders:

  • Together
  • Buckinghamshire Building Society
  • Vida Home Loans
  • Platform Mainstream
  • Clydesdale Bank PLC
  • Bank of China UK

Repayment term of loans with Foundation Home Loans

  • 5 years
  • 5 years

Remortgages charges

  • valuation fee
  • application fees
  • broker fees

Seeking guidance when its necessary for a secured loan

  • ifa
  • independent financial advisor

It’s very regular to find individuals looking for mortgage brokers for bad credit, adverse credit mortgage or get a mortgage bad credit however loan companies like Magellan Homeloans are keen to see proof of income in the form of dwp letter, p60s or dwp letter.

Loan to Value

It is common to encounter individuals searching for lenders common loan to value of 60%, 65% or even as much as 90% however its hard to get 95%.

Getting help when its necessary for refinance

Its usual to find people seeking out home loans with poor credit, remortgage bad credit uk or remortgages for poor credit rating however loan companies like Bank of Ireland NI are keen to see evidence of monthly income in the form of p60, pension statements or p60.

Additonal costs for secured loans

  • broker fees
  • broker fees
  • valuation fees
  • arrangement fees

Lenders terms and rates for BTL Buy to let including for bad credit history

  • Capped rate mortgages Vernon Building Society

The lender will want to know if the property is a Detached freehold house or a Leasehold house and if the occupier is a Private Tenant.