Poor Credit Secured Loans from United Trust Bank

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Lifetime mortgage with flexible cash release
Interest only lifetime mortgage
Lumpsum lifetime mortgage

Finding help when you want a refinance

It is widespread to discover people seeking out remortgages with poor credit ratings, remortgages for poor credit or remortgages with bad credit history. However, mortgage lenders like Shawbrook are keen to see proof of affordability through investment statements, state benefit letters, or investment statements.

Proof of income:

Secured loan lenders such as Together, Equifinance or United Trust Bank often accept evidence of monthly income with

  • universal credit letters
  • p60s

Types of poor credit

Loan companies such as Equi finance or Prestige Finance can often lend to people with

  • missed instalments
  • poor payment history
  • defaults

Qualifying for 2nd charge loans

It’s common to find a lower cost to get a 2nd charge loan than a re-mortgage.

Sourcing lousy credit home purchase lenders:

  • Together
  • Buckinghamshire Building Society
  • Vida Home Loans
  • Platform Mainstream
  • Clydesdale Bank PLC
  • Bank of China UK

The repayment term of loans with Foundation Home Loans

  • Five years
  • 25 years

Remortgages charges

  • valuation fee
  • application fees
  • broker fees

Seeking guidance when it’s necessary for a secured loan

  • ifa
  • independent financial advisor

It’s prevalent to find individuals looking for mortgage brokers for bad credit, adverse credit mortgages or get a mortgage bad credit. However, loan companies like Magellan Homeloans are keen to see proof of income through a DWP letter, p60s or DWP letter.

Does United Trust Bank do Secured Loans?

Yes, United Trust Bank does secured loans at 4.7% APR.

Does United Trust Bank offer Equity Release Under 55?

Yes, United Trust Bank Equity Release Under 55 is 4.7% APR.

Does United Trust Bank offer Secured Homeowner Loans?

Yes, United Trust Bank Secured Homeowner Loans are 4.7% MER.

Does United Trust Bank offer Homeowner Loans?

Yes, United Trust Bank Homeowner Loans are 4.7% MER.

Does United Trust Bank offer Secured Homeowner Loans?

Yes, United Trust Bank Secured Homeowner Loans are 4.7% MER.

Does United Trust Bank offer Homeowner Loans for Bad Credit?

United Trust Bank Homeowner Loans for Bad Credit are 4.7% APRC.

Does United Trust Bank offer Direct Lender Secured Loans?

Yes, United Trust Bank Direct Lender Secured Loans are 4.7% APRC.

Does United Trust Bank offer Home Equity Lines Of Credit?

United Trust Bank Home Equity Lines Of Credit are 4.7% APRC.

Does United Trust Bank offer Debt Consolidation Loans?

Yes, United Trust Bank Debt Consolidation Loans are 4.7% MER.

Does United Trust Bank offer Home Equity Loans?

Yes, United Trust Bank Home Equity Loans are 4.7% MER.

Does United Trust Bank offer Personal Loans?

Yes, United Trust Bank Personal Loans are 4.7% APRC.

Mortgages For Older Borrowers

Bad Credit Loans With Guarantor

Does United Trust Bank offer Unsecured Loans?

Yes, United Trust Bank Unsecured Loans are 4.7% APR.

Does United Trust Bank offer loans to consolidate existing borrowing?

United Trust Bank Loans To Consolidating Existing Borrowing is 4.7% MER.

Does United Trust Bank offer loans for people with poor credit history?

United Trust Bank Loans For Poor Credit History are 4.7% APRC.

Does United Trust Bank offer Homeowner loans to consolidate existing debts?

United Trust Bank Homeowner loans to consolidate existing debts are 4.7% APR.

Payday Loan Debt Consolidation

Does United Trust Bank offer Secured loans with no broker fees?

United Trust Bank Secured loans with no broker fees are 4.7% APRC.

Does United Trust Bank offer Homeowner loans with no early repayment charge?

United Trust Bank Homeowner loans with no early repayment charge are 4.7% APRC.

Does United Trust Bank offer Loans without an arrangement fee?

United Trust Bank Loans without an arrangement fee are 4.7% APR.

Loan to Value

Individuals are expected to search for lenders’ conventional loans to a value of 60%, 65%, or even as much as 90%; however, it’s hard to get 95%.

Santander Secured Loan
Metrobank Secured Loan
NatWest Bank Secured Loan
No Broker Fees Secured Loans
HSBC Bank Bridging Loans
Co-operative Bank Secured Loan
Halifax Secured Loan
Barclays Bank Secured Loan
Lloyds Bank Secured Loan

Getting help when it’s necessary for refinance

It’s usual to find people seeking out home loans with poor credit, remortgaging bad credit in the UK or remortgages for poor credit rating. However, loan companies like Bank of Ireland NI are keen to see evidence of monthly income in the form of 60, pension statements or p60.

Additional costs for secured loans

  • broker fees
  • valuation fees
  • arrangement fees

Lender’s terms and rates for BTL Buy to let, including for lousy credit history

  • Capped rate mortgages Vernon Building Society

The lender will want to know if the property is a Detached freehold house or a Leasehold house and if the occupier is a Private Tenant.

specialisedmortgages@utbank.co.uk

020 7031 1551

The Prudential Regulation Authority authorises United Trust Bank Limited, which the Financial Conduct Authority and the Prudential Regulation Authority regulate. The Financial Services Compensation Scheme and the Financial Ombudsman Service cover us.

We are members of UK Finance, the Finance & Leasing Association, the Association of Short-Term Lenders, Patrons of the NACFB, and Associates of the Financial Intermediary & Broker Association (FIBA).

How much money can I get?

You can release 60% of your property’s valuation. For example, if your house is worth £210000, you can borrow £126000.