Bad Credit Secured Loans from Prestige Finance

prestige finance bad credit secured loans

Prestige Finance offers a high loan-to-value compared with other lenders. They have a history of being sympathetic to people with fairly severe lousy credit issues. Loans start at £10,000 and go up to £100,000, but if you use Ravenwood, custom arrangements can be made. You need to be a permanent UK resident, over 21 years old, and have a mortgage on your home currently. Some loans are referred to as Platinum and Large Secured Loans. Loan terms are between 2 and 25 years.

  • Ravenwood doesn’t charge stupidly high fees like the brokers from the comparison websites.
  • We have prompt, professional service
  • Details of your home

  • About You

  • Please enter a number from 18 to 100.
  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy.
adverse credit secured loans
secured bad credit personal loan

Does Prestige Finance offer Secured Loans?

Yes, Prestige Finance does secured loans at 4.7% MER.

Do Prestige Finance do Equity Release Under 55?

Yes, Prestige Finance Equity Release Under 55 is 4.7% MER.

Does Prestige Finance offer Secured Homeowner Loans?

Yes, Prestige Finance Secured Homeowner Loans are 4.7% MER.

Does Prestige Finance offer Homeowner Loans?

Yes, Prestige Finance Homeowner Loans are 4.7% APR.

Does Prestige Finance offer Secured Homeowner Loans?

Yes, Prestige Finance Secured Homeowner Loans are 4.7% APRC.

Does Prestige Finance offer Homeowner Loans for Bad Credit?

Yes, Prestige Finance Homeowner Loans for Bad Credit are 4.7% APRC.

Does Prestige Finance offer Direct Lender Secured Loans?

Yes, Prestige Finance Direct Lender Secured Loans are 4.7% APRC.

Does Prestige Finance offer Home Equity Lines Of Credit?

Yes, Prestige Finance Home Equity Lines Of Credit are 4.7% APR.

Does Prestige Finance offer Debt Consolidation Loans?

Yes, Prestige Finance Debt Consolidation Loans are 4.7% APR.

Does Prestige Finance offer Home Equity Loans?

Yes, Prestige Finance Home Equity Loans are 4.7% MER.

Does Prestige Finance offer Personal Loans?

Yes, Prestige Finance Personal Loans are 4.7% APR.

Does Prestige Finance offer Unsecured Loans?

Yes, Prestige Finance Unsecured Loans are 4.7% APRC.

Unsecured Debt Consolidation Loans For Poor Credit

Does Prestige Finance offer loans to consolidate existing borrowing?

Yes, Prestige Finance Loans To Consolidating Existing Borrowing are 4.7% APRC.

Does Prestige Finance offer loans for people with poor credit history?

Yes, Prestige Finance Loans For Poor Credit History are 4.7% APR.

Does Prestige Finance offer Homeowner loans to consolidate existing debts?

Yes, Prestige Finance Homeowner loans to consolidate existing debts are 4.7% APRC.

Does Prestige Finance offer Secured loans with no broker fees?

Yes, Prestige Finance Secured loans with no broker fees are 4.7% MER.

Retirement Mortgages

Long-Term Loans For Bad Credit No Guarantor

Does Prestige Finance offer Homeowner loans with no early repayment charge?

Yes, Prestige Finance Homeowner loans with no early repayment charge are 4.7% MER.

Does Prestige Finance offer Loans without an arrangement fee?

Yes, Prestige Finance Loans without an arrangement fee are 4.7% APRC.

bad credit personal loans secured
secured loans bad credit uk
poor credit loans
secured loan no credit check




homeowner loan poor credit
loans for homeowners with bad credit


paragon
together
central-trust-loans
masthaven




Co-operative Bank Secured Loan
Halifax Secured Loan
Barclays Bank Secured Loan
Lloyds Bank Secured Loan
Santander Secured Loan
Metrobank Secured Loan
NatWest Bank Secured Loan
No Broker Fees Secured Loans
HSBC Bank Bridging Loans

Finding help when you need a remortgage or bad credit loan

It is very regular to find people looking for a remortgage for poor credit, bad credit remortgage loans guaranteed approval or bad credit home loans however lenders like Paragon NonPortfolio are keen to see evidence of monthly income in the form of bank statements, accounts or pension statements.

Prestige Finance Secured Loan

Consolidate your high-cost credit, car finance, catalogues, store cards and council tax arrears with a loan. You are likely to be accepted even with defaults and CCJs registered with a realistic aprc representative.  Credit problems can be fixed with a good personal budget.

Paperwork to show income:

Secured loan lenders such as Equi finance, Spring Finance or Prestige Finance often accept proof of affordability with

  • accountants certificate
  • payslips
  • DWP letter

Common examples of substantial adverse credit homeowner loans

Lenders such as Masthaven, Shawbrook or Spring Finance can usually loan to people with

  • default notices
  • ccj records
  • loan arrears

Opportunity for second charge secured loans with poor credit rating

It’s sometimes a lower overall cost to get a 2nd charge-secured loan than a refinance.

Understanding lousy credit history lenders:

Available term of mortgage loans with MBS Lending

  • Six years with a low interest rate
  • Two years
  • Three years

Charges for a secured loan bad credit UK in 2024

  • broker fees
  • early repayment charge
  • application fees

Getting help when you want a secured loan from a high street lender

  • finance broker
  • expert

It’s often found that individuals looking for mortgage lenders with low credit scores, adverse credit mortgages or get a mortgage bad credit; however, secured loan lenders like Platform Mainstream are keen to see paperwork to show affordability in the form of bank statements, state benefit letters or investment statements.

Mortgage Loan to Value with a poor credit history – Type of loan amount with higher interest

It is common to find people looking for percentages for a loan with a value of 60%, 75%, or even as much as 95%; however, it’s hard to get 90%.

Getting help when it’s necessary for refinancing at reasonable interest rates

Individuals are often found looking for lousy debt remortgages, remortgage brokers with terrible credit, or adverse credit remortgages in the UK. However, lenders like Bath Inv and Building Society are keen to see paperwork showing income in the form of accounts, state benefit letters, or DWP letters.

Additional costs for secured loans with a long repayment term and an inadequate credit report but good employment status?

  • broker fees
  • upfront fees

Lenders terms and rates for Primary Residence including for subprime credit – improve your credit without credit cards opportunity

The lender will want to know if the property is a Freehold house or a Leasehold flat and if the occupier is an Owner-Occupier Primary Residence. Do you want to borrow more?

https://www.prestigefinance.co.uk/
Head office: Prestige Finance personal loan, Prestige House, 16 Melbourne Road, Bushey, Herts, WD23 3LN. United Kingdom Company number all rights reserved

Telephone 020 8950 9393.

Registered in England (company number 1080632), Firm Reference Number 724522. Prestige Finance is authorised and regulated by the Financial Conduct Authority—registered office: Reliance House, Sun Pier, Chatham, Kent, ME4 4ET. Prestige Finance is part of the OneSavings Bank plc group (company number 7312896).

Underwriting debts against your home

020 8955 7781
process@prestigefinance.co.uk
Customer Relations 2nd charge mortgage for home improvements

020 8950 8811
customercomplaints@prestigefinance.co.uk
Loan Servicing

020 8950 8811
management@prestigefinance.co.uk
Prestige Finance
Prestige House
16 Melbourne Road
Bushey
Herts
WD23 3LN

DX: 42558 BUSHEY

T: 0208 950 8811
Opening Hours
Monday – Thursday 8.30am – 8.00pm
Friday 8.30am – 5.00pm
Saturday 9.00am – 1.00pm
Sunday and Bank Holidays Closed
Homeowner Loans Bad Credit

Equity release loan to value?

You can get 70% of your home’s valuation. For example, if your house is worth £270000 you can release £189000.