Prestige Finance offers a high loan-to-value compared with other lenders. They have a history of being sympathetic to people with fairly severe lousy credit issues. Loans start at £10,000 and go up to £100,000, but if you use Ravenwood, custom arrangements can be made.
It would help if you were a permanent UK resident, over 21 years old, and currently have a mortgage on your home. Some loans are referred to as Platinum and Large Secured Loans. Loan terms are between 2 and 25 years.
- Ravenwood doesn’t charge stupidly high fees like the brokers from the comparison websites.
- We have prompt, professional service
Does Prestige Finance offer Secured Loans?
Yes, Prestige Finance does secured loans at 4.7% MER.
Do Prestige Finance do Equity Release Under 55?
Yes, Prestige Finance Equity Release Under 55 is 4.7% MER.
Does Prestige Finance offer Secured Homeowner Loans?
Yes, Prestige Finance Secured Homeowner Loans are 4.7% MER.
Does Prestige Finance offer Homeowner Loans?
Yes, Prestige Finance Homeowner Loans are 4.7% APR.
Does Prestige Finance offer Secured Homeowner Loans?
Yes, Prestige Finance Secured Homeowner Loans are 4.7% APRC.
Does Prestige Finance offer Homeowner Loans for Bad Credit?
Yes, Prestige Finance Homeowner Loans for Bad Credit are 4.7% APRC.
Does Prestige Finance offer Direct Lender Secured Loans?
Yes, Prestige Finance Direct Lender Secured Loans are 4.7% APRC.
Does Prestige Finance offer Home Equity Lines Of Credit?
Yes, Prestige Finance Home Equity Lines Of Credit are 4.7% APR.
Does Prestige Finance offer Debt Consolidation Loans?
Yes, Prestige Finance Debt Consolidation Loans are 4.7% APR.
Does Prestige Finance offer Home Equity Loans?
Yes, Prestige Finance Home Equity Loans are 4.7% MER.
Does Prestige Finance offer Personal Loans?
Yes, Prestige Finance Personal Loans are 4.7% APR.
Does Prestige Finance offer Unsecured Loans?
Yes, Prestige Finance Unsecured Loans are 4.7% APRC.
Unsecured Debt Consolidation Loans For Poor Credit
Does Prestige Finance offer loans to consolidate existing borrowing?
Yes, Prestige Finance Loans To Consolidating Existing Borrowing are 4.7% APRC.
Does Prestige Finance offer loans for people with poor credit history?
Yes, Prestige Finance Loans For Poor Credit History are 4.7% APR.
Does Prestige Finance offer Homeowner loans to consolidate existing debts?
Prestige Finance Homeowner loans to consolidate existing debts are 4.7% APRC.
Does Prestige Finance offer Secured loans with no broker fees?
Yes, Prestige Finance Secured loans with no broker fees are 4.7% MER.
Long-Term Loans For Bad Credit No Guarantor
Does Prestige Finance offer Homeowner loans with no early repayment charge?
Yes, Prestige Finance Homeowner loans with no early repayment charge are 4.7% MER.
Does Prestige Finance offer Loans without an arrangement fee?
Yes, Prestige Finance Loans without an arrangement fee are 4.7% APRC.
- Masthaven Homeowner Loans
- Vida 2Nd Mortgage
- Nationwide Bridging Loans
- Amicus
- United Trust Bank Instant Bridging Loans
- Santander Short Term Finance
- Together Money Secured Loans
- Buy To Renovate Mortgage HMO
- Release Equity In House Under 55
- Quivira Quick Bridging Loans
- Halifax Bank Loans
- Best Remortgage Rates
- Santander Equity Release Lifetime Mortgage
- Optima Remortgage
- Self Certified Mortgage
- United Trust Bank Debt Consolidation Loan Rates
- Self-Employed Mortgages With One Years Accounts
- Lloyds Bank Interest Only Lifetime Mortgages
- Spring Finance Debt Consolidation Loans
- Prestige Homeowner Loans
- Natwest Bank Bridging Loans
- Mint Bridging Loans
- Blemain Secured Loans
- Ortus Fast Bridging Finance
- Lowry Finance Bridging Loans
- Hmo Remortgages
- Bridging Finance HSBC
- Secured Loan Bad Credit Direct Lender
- Precise Mortgage Panel
- Loan Tsb
- Natwest Mortgage Equity Loan
- Foundation Homeloans
- Norton Finance 2Nd Mortgage
- Central Trust Plc
Co-operative Bank Secured Loan
Halifax Secured Loan
Barclays Bank Secured Loan
Lloyds Bank Secured Loan
Santander Secured Loan
Metrobank Secured Loan
NatWest Bank Secured Loan
No Broker Fees Secured Loans
HSBC Bank Bridging Loans
Finding help when you need a remortgage or bad credit loan
It is widespread to find people looking for a remortgage for poor credit, bad credit remortgage loans guaranteed approval or bad credit home loans; however, lenders like Paragon NonPortfolio are keen to see evidence of monthly income in the form of bank statement accounts or pension statements.
Prestige Finance Secured Loan
Consolidate your high-cost credit, car finance, catalogues, store cards and council tax arrears with a loan. You will likely be accepted even with defaults and CCJs registered with a realistic aprc representative. Credit problems can be fixed with a reasonable personal budget.
Paperwork to show income:
Secured loan lenders such as Equi finance, Spring Finance or Prestige Finance often accept proof of affordability with
- accountants certificate
- payslips
- DWP letter
Common examples of substantial adverse credit homeowner loans
Lenders such as Masthaven, Shawbrook or Spring Finance can usually loan to people with
- default notices
- ccj records
- loan arrears
Opportunity for second charge secured loans with poor credit rating
It’s sometimes a lower overall cost to get a 2nd charge-secured loan than a refinance.
- 1st Stop Home Loans
- Norton Finance
- Spring Finance loan with bad credit
Understanding lousy credit history lenders:
- Together
- Pepper
- Secure Trust Bank unsecured loan
- Foundation Home Loans
- New Street Mortgages homeowner loan
- Bluestone Mortgages loans for bad credit
Available term of mortgage loans with MBS Lending
- Six years with a low interest rate
- Two years
- Three years
Charges for a secured loan bad credit UK in 2025
- broker fees
- early repayment charge
- application fees
Getting help when you want a secured loan from a high street lender
- finance broker
- expert
It’s often found that individuals looking for mortgage lenders with low credit scores, adverse credit mortgages or get a mortgage bad credit; however, secured loan lenders like Platform Mainstream are keen to see paperwork to show affordability in the form of bank statements, state benefit letters or investment statements.
Mortgage Loan to Value with a poor credit history – Type of loan amount with higher interest
People are expected to look for percentages for a loan with a value of 60%, 75%, or even as much as 95%; however, it’s hard to get 90%.
Getting help when it’s necessary for refinancing at reasonable interest rates
Individuals often look for lousy debt remortgages, remortgage brokers with terrible credit, or adverse credit remortgages in the UK. However, lenders like Bath Inv and Building Society are keen to see paperwork showing income in the form of accounts, state benefit letters, or DWP letters.
Additional costs for secured loans with a long repayment term and an inadequate credit report but good employment status?
- broker fees
- upfront fees
Lenders’ terms and rates for Primary Residence, including for subprime credit – improve your credit without credit card opportunity.
- Capped rate mortgages NatWest Intermediary
The lender will want to know if the property is a Freehold house or a Leasehold flat and if the occupier is an Owner-Occupier Primary Residence. Do you want to borrow more?
https://www.prestigefinance.co.uk/
Head office: Prestige Finance personal loan, Prestige House, 16 Melbourne Road, Bushey, Herts, WD23 3LN. United Kingdom Company number all rights reserved
Telephone 020 8950 9393.
Registered in England (company number 1080632), Firm Reference Number 724522. Prestige Finance is authorised and regulated by the Financial Conduct Authority—registered office: Reliance House, Sun Pier, Chatham, Kent, ME4 4ET. Prestige Finance is part of the OneSavings Bank plc group (company number 7312896).
Underwriting debts against your home
020 8955 7781
process@prestigefinance.co.uk
Customer Relations 2nd charge mortgage for home improvements
020 8950 8811
customercomplaints@prestigefinance.co.uk
Loan Servicing
020 8950 8811
management@prestigefinance.co.uk
Prestige Finance
Prestige House
16 Melbourne Road
Bushey
Herts
WD23 3LN
DX: 42558 BUSHEY
T: 0208 950 8811
Opening Hours
Monday – Thursday 8.30 am – 8.00 pm
Friday 8.30 am – 5.00 pm
Saturday 9.00 am – 1.00 pm
Sunday and Bank Holidays Closed
Homeowner Loans Bad Credit
Equity release loan to value?
You can get 70% of your home’s valuation. For example, if your house is worth £270000, you can release £189000.