Bad Credit Secured Loans from Prestige

Prestige offer a high loan to value compared with other lenders.  They have a history of being sympethetic to people with some fairly serious bad credit issues.  Loans start at £10,000 and go up to £100,000, but if you use Ravenwood custom arrangements can be made.  You need to be a permanant UK resident and over 21 years old, and have a mortgage on your home currently.  Some loans are reffered to as Platinum and Large Secured Loan. Loan terms are between 2 and 25 years.

  • Ravenwood don’t charge stupidly high fees like the brokers from the comparison websites
  • We have prompt professional service


  • Details of your property

  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised mortgage firm and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Homeowner Equity release plan

Lumpsum lifetime mortgages

Barclays Bank

Finding help when you need a remortgage

Its very regular to find people looking for remortgage for poor credit, bad credit remortgage loans guaranteed approval or bad credit home loans however lenders like Paragon NonPortfolio are keen to see evidence of monthly income in the form of bank statements, accounts or pension statements.

Paperwork to show income:

Secured loan lenders such as Equi finance, Spring Finance or Prestige Finance often accept proof of affordability with

  • accountants certificate
  • payslips
  • dwp letter

Common examples of heavy adverse credit

Lenders such as Masthaven, Shawbrook or Spring Finance can often loan to people with

  • default notices
  • ccj records
  • loan arrears

Opportunity for second charge secured loans

It’s sometimes a lower overall cost to get a 2nd charge secured loan than a refinance.

Understanding bad credit history lenders:

Available term of mortgage loans with MBS Lending

  • 6 years
  • 2 years
  • 3 years

Charges for a secured loan bad credit uk in 2019

  • broker fees
  • early repayment charge
  • application fees

Getting help when you want a a secured loan

  • finance broker
  • expert

It’s often found to encounter individuals looking for mortgage lenders low credit score, adverse credit mortgages or get a mortgage bad credit however secured loan lenders like Platform Mainstream are keen to see paperwork to show affordability in the form of bank statements, state benefit letters or investment statements.

Mortgage Loan to Value

It is common to discover people looking for percentages for loan to value of 60%, 75% or even as much as 95% however its hard to get 90%.

Getting help when its necessary for refinance

It is often found to find individuals looking for bad debt remortgage, remortgage broker bad credit or adverse credit remortgages uk however lenders like Bath Inv and Building Society are keen to see paperwork to show income in the form of accounts, state benefit letters or dwp letter.

Additonal costs for secured loans

  • broker fees
  • up front fees

Lenders terms and rates for Primary Residence including for sub prime credit

The lender will want to know if the property is a Freehold house or a Leasehold flat and if the occupier is a Owner Occupier Primary Residence.