RBS Royal Bank of Scotland Bridging Finance – 0.52% per month

Poor credit finance
Bad Credit Bridging
Semi Commercial Bridging






Poor credit finance
Bad Credit Bridging
Semi Commercial Bridging

Open and Closed Bridging Loans for UK Property

Funding365

Bridge lenders like Alternative Bridging, Bridging Link, Funding 365 and Hope Capital like to see an exit from bridge proof; however, Lowry, Oblix, Precise and TSB are more careful.

LTV Percentages for UK Bridging Finance

It is usual to find people seeking a home loan with a value of 80%, 85%, or even as much as 90%; however, it’s hard to get 90%.

Quick Acting Bridging Loan Lenders

  • Alternative Bridging
  • Dragonfly
  • Funding 365
  • Quivira
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Types of Bridge Loans

  • Open Bridging Loans
  • Un-regulated Bridge Loans
  • Commercial Property Bridging Finance
  • Stop Repossession Loans
kuflink finance

Seeking guidance when you want a refinance

It’s common to find people looking for adverse credit remortgages in the UK, remortgage companies that work with low credit scores or remortgages with bad credit scores. However, loan companies like Kensington are keen to see paperwork showing monthly income through universal credit letters, wage slips, or P60s.

Paperwork to show income:

Secured loan lenders such as Shawbrook, 1st Stop Home Loans or Pepper often accept evidence of monthly income with

  1. p60s
  2. pension statements
  3. bank statements
Legal And General equity release
hopecapital bridging
goldcrest-bridging-loan

Examples of Low credit score

Lenders such as United Trust Bank, Norton Finance or Optimum Credit can often loan to people with

  1. ccj’s
  2. late instalments
  3. ccj records

Affordability criteria for 2nd charge secured loans

It’s common to find a lower overall cost to get a secured loan than a re-mortgage.

  • Shawbrook
  • Paragon Personal Finance
amicus-bridging-loans
hope-capital-bridging loans

Arranging lousy credit home purchase loans:

  • Vida Home Loans
  • Magellan Home Loans
  • Pepper
  • 1st Stop
  • Cambridge Building Society

Typical remortgage durations with The Mortgage Lender

  • Five years
  • 25 years
  • 28 years

Secured Loans fees

  • arrangement fees
  • valuation fee
  • broker fees
lendinvest
oblix-capital-bridging

Getting help when you need a 2nd charge loan

  • independent broker
  • broker

It’s common to discover people looking for poor credit rating mortgage lenders, mortgages for poor credit history or mortgage bad credit. However, loan companies like Platform BTL are keen to see paperwork to show affordability in the form of p60s, pay stubs or accountant certificates.

Loan to Value

It is very regular to find individuals searching for lenders typical loan to value of 50%, 85% or even as much as 90% however its hard to get 95%.

Finding help when it’s necessary for speedy remortgage

lendinvest-finance

It is often found to find individuals seeking out remortgages with bad credit, best lousy credit remortgage lenders or remortgages with poor credit; however, secured loan lenders like Ipswich are keen to see evidence of affordability in the form of bank statements, p60s or investment statements.

Charges for secured loans

  1. product fee
  2. booking fee

Lenders’ terms and rates for Main residence, including for abysmal credit

  • Capped rate mortgages Holmesdale Building Society
  • Interest-only mortgages Clydesdale Bank PLC
  • Tracker mortgages Manchester Building Society
  • Capped rate mortgages Ipswich
low rate fortwell bridging loans
DragonFly Bridging Finance

The mortgage lender will want to know if the property is a semi-detached freehold house or a Leasehold flat and if the occupier is an AST Tenant.

Average Price Area Growth Hotspots 2025

  • Doncaster
  • Edinburgh
  • Liverpool
  • London Stansted
bridging-link-finance

Popular Locations for British People to Buy Overseas Holiday Property

  • Vienna Austria
  • Rome Italy
  • Amsterdam Netherlands

Banking for Large Corporations

Businesses, including AirBaltic, Ellinair, TAROM and Air Italy, use the Royal Bank of Scotland, Metro, Coutts & Company and Shawbrook.

Types of UK Equity Release Plans

It’s common for individuals to seek out a lifetime mortgage with flexible drawdown cash release, monthly payment lifetime mortgage, or home reversion schemes. However, Just Retirement, like LV Liverpool Victoria, is keen to see proof of your circumstances through investment statements.

How much is it expected to release from a home?

The more aged you are and the sicker you are, the more tax-free cash you can release

UK Providers for Equity Release

The Royal Bank of Scotland plc is registered in Scotland Under Number SC083026. Its registered office is 36 St Andrew Square, Edinburgh, United Kingdom, EH2 2YB.

Debt Consolidation Loan Direct Lender

Mortgages For The Over 60S

Debt Consolidation Loans No Guarantor

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Regulatory information

We, The Royal Bank of Scotland plc, are a public limited company registered in Scotland, with company number 83026. Our registered office is at 36 St. Andrew Square, Edinburgh, EH2 2YB. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We are entered on the Financial Services Register with registration number 114724.


Debt Consolidation Loan Bad Credit

How much money can I get?

You can release 70% of your home’s valuation. For example, if your house is valued at £250000, you can release £175000.