Find out if you can get a Lloyds Bank Secured Loan.

• Loan to value up to 95%
• Match the term of the loan to your existing mortgage
• A loan example: Borrow £30,000 over 15 years for £210 per month with a fixed rate

Loan Examples

Example 1

Early repayment charges apply.

Homeowner Loan: An assumed borrowing of £30,000 over 15 years, representing 4.1% APRC. Total amount payable: £40,302.98. Includes interest of £9,807.98, broker fee of £0, and lender fee of £495—repayments: 180 monthly repayments of £221.16 at 3.95% (variable).

Example 2

Early repayment charges apply.

Homeowner Loan: An assumed borrowing of £30,000 over 15 years, representing 5.2% APRC. Total amount payable: £43,350.52. Includes interest of £9,300.52, broker fee of £3,750, and lender fee of £300. Repayments: 24 monthly repayments of £221.76 at 3.99% (fixed), then 156 monthly repayments of £217.81 at 3.69% (variable).

Example 3

Early repayment charges apply.

Homeowner Loan: An assumed borrowing of £40,000 over 20 years, representing 4.1% APRC. Total amount payable: £58,416.50. Includes interest of £17,921.50, broker fee of £0, and lender fee of £495—repayments: 240 monthly repayments of £241.34 at 3.95% (variable).

Example 4

Homeowner Loan: An assumed borrowing of £40,000 over 20 years, representing 4.9% APRC. Total amount payable: £62,730.69. This includes interest of £18,935.69, broker fee of £3,200, and lender fee of £595—repayments: 240 monthly repayments of £245.57 at 4.15% (variable).

Example 5

Early repayment charges apply.

Homeowner Loan: An assumed borrowing of £50,000 over 25 years, representing 4.0% APRC. Total amount payable: £79,257.00. Includes interest of £28,762.00, broker fee of £0, and lender fee of £495—repayments: 300 monthly repayments of £262.54 at 3.95% (variable).

Example 6

Homeowner Loan: An assumed borrowing of £50,000 over 25 years, representative 4.6% APRC. Total amount payable: £84,518.14. Includes interest of £30,423.14, broker fee of £3,500, and lender fee of £595—repayments: 300 monthly repayments of £268.08 at 4.15% (variable).

More examples

Homeowner Loan: An assumed borrowing of £60,000 over 25 years, representing 5.1% APRC. Total amount payable: £106,383.53. Includes interest of £41,588.53, broker fee of £4,200, and lender fee of £595—repayments: 300 monthly repayments of £338.63 at 4.65% (variable).

Early repayment charges apply.

Homeowner Loan: An assumed borrowing of £60,000 over 25 years, representing 5.1% APRC. Total amount payable: £106,667.74. Includes interest of £41,872.74, broker fee of £4,200, and lender fee of £595. Repayments: 24 monthly repayments of £345.53 at 4.85% (fixed), then 276 monthly repayments of £339.06 at 4.65% (variable).

Homeowner Loan: An assumed borrowing of £60,000 over 25 years, representative 6.1% APRC. Total amount payable: £116,817.72. Includes interest of £52,122.72, broker fee of £4,200, and lender fee of £495. Repayments: 24 monthly repayments of £350.40 at 4.99% (fixed), then 276 monthly repayments of £375.77 at 5.75% (variable).

Lloyds Bank Secured Loans

Do you think the loan application can be part of all the elements in your life that take a few minutes? Well, finding lenders who offer quick loans is the best thing Lloyds Bank secured loans do! Lloyds Bank Secured Loans is an experienced lender bank that is ready to help you find a lender who can provide a secured personal loan. Depending on your situation, the lenders we find can grant loans ranging from £ 300 to £ 10,000.

About Lloyds Bank Secured Loans

Lloyds Bank Secured Loans is a lender that wants to help everyone find the lender they need when they need it most. We aim to find unsecured and insured personal loan providers who offer loans ranging from £ 300 to £ 10,000. The compensation period depends on the amount you choose to borrow.

Whether you are looking for guaranteed or unsecured loans, you can complete our application in just a few minutes. We are 100% online, so you can complete the form on the go or stare at your most suitable chair with a cup of tea. So, wherever you are, if you need to find a lender capable of making quick and easy loans, apply online today!

What is a secured personal loan?

A secured loan is a loan secured by equity in a residential property, such as flats or houses. It typically starts from £ 2,100 to £ 10,000. The refunding period depends on the amount you choose to borrow.

Search the secured loan market and find the right loan for you

Personal Loan: Guaranteed loan from £ 2,100 to £ 5,000, repayable over 13 to 24 months.

Mortgage Home Loans

LLOYDS BANK Mortgage Loans are the most flexible, affordable, and accessible way to finance the purchase of property in the United Kingdom. Our team of expert mortgage loan advisors will provide you with dedicated, personal service and guide you effortlessly through the whole process.

Limited Period Offer

> 3 Year fixed rates starting 3.99%

> Avail free in principle approvals (IPA) — Save £ 5,000*

> 50% discount on processing fee for all customers*

> You can move your existing Mortgage Loan to LLOYDS BANK at 0% processing fees*

* Conditions apply. Offer is valid on Home Loans to have taken till 31st January 2025

With LLOYDS BANK Mortgage Loan, could you take advantage of our latest offer?

> Low and affordable mortgage loan interest rates

> Finance obtainable on most ready plans with Title Deeds

> Flexible repayment terms for the Mortgage Loans

> Minimum rules and fast support

> High Mortgage loan amounts

> Dedicated Manager to help you with your Mortgage conditions

If you are trying for a loan over £ 2,100, you’ll need to attach a guarantee, and we’ll do our best to explore the lender for you in no time! However, you may not look for a significant payment for your money. If something more minor suits you, consider an unsecured personal loan. Finally, be aware that the terms, whether short-term or long-term term, of repayment of personal loans vary from one lender to another.

Why secured loans?

The lender’s risk level is authorised by attaching the asset as collateral for the loan. In case of default, lenders can sell the asset used as collateral. As a result, the lender can recover some of the losses incurred by the non-performing loan.

As a result, lenders may agree to offer more with a secured loan rather than an unsecured loan and may be able to offer low rates with a secured loan.

Secured loans / second charge mortgages clarified.

At a glance

• Unlike personal or unsecured loans, secured loans require you to pledge something as collateral (security against defaulting on the repayments). This is usually your home or the equity you have built up in a property.
• Whatever you put up as collateral for this type of loan is at risk if you do not retain up repayments.
• Typically, secured loans are for larger amounts than personal loans and can be used for numerous things, such as house remodelling, home repairs, a new vehicle, or the expense of a marriage.
• Because you have set up collateral, lending charges can be lower than unsecured loans.

Santander Secured Loan
Metrobank Secured Loan
NatWest Bank Secured Loan
No Broker Fees Secured Loans
Homeowner Loans For Bad Credit
Metrobank Secured Loan
NatWest Bank Secured Loan

Does Lloyds do Secured Loans?

Yes, Lloyds do secure loans at 4.1% MER.

Does Lloyds offer Equity Release Under 55?

Yes, Lloyds Equity Release Under 55 is 4.1% APR.

Do Lloyds do Secured Homeowner Loans?

Yes, Lloyds Secured Homeowner Loans are 4.1% MER.

Does Lloyds do Homeowner Loans?

Yes, Lloyds Homeowner Loans are 4.1% MER.

Do Lloyds do Secured Home Owner Loans?

Yes, Lloyds Secured Home Owner Loans are 4.1% APRC.

Does Lloyds offer homeowner loans for bad credit?

Yes, Lloyds Homeowner Loans for Bad Credit are 4.1% APR.

Do Lloyds do Direct Lender Secured Loans?

Yes, Lloyds Direct Lender Secured Loans are 4.1% APR.

Does Lloyds do Home Equity Lines Of Credit?

Yes, Lloyds Home Equity Lines Of Credit are 4.1% APRC.

Do Lloyds do Debt Consolidation Loans?

Yes, Lloyds Debt Consolidation Loans are 4.1% MER.

Does Lloyds do Home Equity Loans?

Yes, Lloyds Home Equity Loans are 4.1% APR.

Does Lloyds do Personal Loans?

Yes, Lloyds Personal Loans are 4.1% APRC.

Does Lloyds do Unsecured Loans?

Yes, Lloyds Unsecured Loans are 4.1% APR.

Debt Consolidation Loan Bad Credit Direct Lender

Does Lloyds do loans to consolidate existing borrowing?

Yes, Lloyds Loans To Consolidating Existing Borrowing are 4.1% MER.

Does Lloyds do Loans For Poor Credit History?

Yes, Lloyds Loans For Poor Credit History are 4.1% MER.

Does Lloyds offer homeowner loans to consolidate existing debts?

Yes, Lloyds Homeowner loans to consolidate existing debts are 4.1% APRC.

Does Lloyds do Secured loans with no broker fees?

Yes, Lloyds Secured loans with no broker fees are 4.1% APRC.

Does Lloyds do Homeowner loans with no early repayment charge?

Lloyds Homeowner loans with no early repayment charge are 4.1% APR.

Loans For Retired Pensioners

Debt Consolidation Loan Bad Credit No Guarantor

Does Lloyds do Loans without an arrangement fee?

Yes, Lloyds Loans without an arrangement fee are 4.1% APRC.

HSBC Bank Bridging Loans
Co-operative Bank Secured Loan
Halifax Secured Loan
Barclays Bank Secured Loan
Lloyds Bank Secured Loan

No Broker Fees Secured Loans
Interest Only Buy to Let Mortgages
Remortgages from Ravenwood Services
High Loan to Value Buy to Let Property Mortgages

What can I use for security?

In short, Lloyds Bank Secured works with lenders who can accept residential property, flats, and houses as collateral. However, consumers must be the registered owner of the property they wish to use as collateral.

So, if you own a residential property, such as a flat or a house, you may be able to apply for a guaranteed personal loan of £ 2,100 to £ 10,000.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No.2065. Telephone: 020 7626 1500. Authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

How much can I release?

You can borrow 60% of your property’s value. For example, if your home is valued at £280000 you can release £168000.

Does Lloyds Bank do Secured Loans?

Yes, Lloyds Bank does secure loans at 4.1% MER.

Does Lloyds Bank do Equity Release Under 55?

Yes, Lloyds Bank Equity Release Under 55 is 4.1% APRC.

Do Lloyds Bank do Secured Homeowner Loans?

Yes, Lloyds Bank Secured Homeowner Loans are 4.1% MER.

Does Lloyds Bank do Homeowner Loans?

Yes, Lloyds Bank Homeowner Loans are 4.1% APRC.

Does Lloyds Bank offer Secured Home Owner Loans?

Yes, Lloyds Bank Secured Home Owner Loans are 4.1% MER.

Does Lloyds Bank offer homeowner loans for bad credit?

Yes, Lloyds Bank Homeowner Loans for Bad Credit are 4.1% APR.

Do Lloyds Bank do Direct Lender Secured Loans?

Yes, Lloyds Bank Direct Lender Secured Loans are 4.1% APR.

Do Lloyds Bank do Home Equity Lines Of Credit?

Yes, Lloyds Bank Home Equity Lines Of Credit are 4.1% APRC.

Do Lloyds Bank do Debt Consolidation Loans?

Yes, Lloyds Bank Debt Consolidation Loans are 4.1% APRC.

Do Lloyds Bank do Home Equity Loans?

Yes, Lloyds Bank Home Equity Loans are 4.1% APRC.

Does Lloyds Bank do Personal Loans?

Yes, Lloyds Bank Personal Loans are 4.1% APRC.

Does Lloyds Bank do Unsecured Loans?

Yes, Lloyds Bank Unsecured Loans are 4.1% APR.

Does Lloyds Bank make loans to consolidate existing borrowing?

Yes, Lloyds Bank Loans To Consolidate Existing Borrowing are 4.1% APRC.

Does Lloyds Bank offer loans for people with poor credit history?

Yes, Lloyds Bank Loans For Poor Credit History are 4.1% MER.

Does Lloyds Bank offer homeowner loans to consolidate existing debts?

Lloyds Bank Homeowner loans to consolidate existing debts are 4.1% APRC.

Does Lloyds Bank offer secured loans with no broker fees?

Lloyds Bank secured loans with no broker fees at 4.1% APR.

Does Lloyds Bank offer homeowner loans with no early repayment charge?

Lloyds Bank Homeowner loans with no early repayment charge are 4.1% MER.

Does Lloyds Bank offer loans without an arrangement fee?

Yes, Lloyds Bank Loans without an arrangement fee are 4.1% APR.