Vida Finance for Poor Credit Score

The great thing about Vida Homeloans is that their 60% LTV products offer loan terms of up to 35 years. Rates are similar and competitive with other lenders accepting this type of adverse credit profile. Loan amounts are generous, up to £250,000, ideal for high-earning London property owners.

  • Details of your home

  • About You

  • Please enter a number from 18 to 100.
  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy.
Lifetime mortgage cash release
Homeowner Equity release plan
Lumpsum lifetime mortgages

Getting help when you need a remortgage

It’s very regular to find people searching for remortgage brokers for lousy credit, remortgages with bad credit, or remortgages with lousy credit ratings. However, mortgage lenders like Precise Mortgages are keen to see proof of income through pay stubs, payslips, or accounts.

Paperwork to show income:

Secured loan lenders such as United Trust Bank, Clearly Loans or Spring Finance often accept evidence of monthly income with

  • pay stubs
  • pension statements
  • payslips

Types of adverse credit

Loan companies such as Equifinance or Central Trust can usually loan to people with

  • ccj’s
  • defaults

Does Vida Homeloans offer Secured Loans?

Yes, Vida Homeloans do secure loans at 4.7% MER.

Does Vida Homeloans do Equity Release Under 55?

Yes, Vida Homeloans Equity Release Under 55 is 4.7% APRC.

Does Vida Homeloans offer Secured Homeowner Loans?

Yes, Vida Homeloans Secured Homeowner Loans are 4.7% APR.

Does Vida Homeloans do Homeowner Loans?

Yes, Vida Homeloans Homeowner Loans are 4.7% APR.

Do Vida Homeloans do Secured Homeowner Loans?

Yes, Vida Homeloans Secured Homeowner Loans are 4.7% APRC.

Does Vida Homeloans do Homeowner Loans for Bad Credit?

Yes, Vida Homeloans Homeowner Loans for Bad Credit are 4.7% MER.

Does Vida Homeloans do Direct Lender Secured Loans?

Yes, Vida Homeloans Direct Lender Secured Loans are 4.7% APR.

Does Vida Homeloans do Home Equity Lines Of Credit?

Yes, Vida Homeloans Home Equity Lines Of Credit are 4.7% APR.

Does Vida Homeloans do Debt Consolidation Loans?

Yes, Vida Homeloans Debt Consolidation Loans are 4.7% APR.

Do Vida Homeloans do Home Equity Loans?

Yes, Vida Homeloans Home Equity Loans are 4.7% APR.

Does Vida Homeloans do Personal Loans?

Yes, Vida Homeloans Personal Loans are 4.7% MER.

Bad Credit No Guarantor Consolidation Loan

Does Vida Homeloans do Unsecured Loans?

Yes, Vida Homeloans Unsecured Loans are 4.7% APR.

Do Vida Homeloans Do Loans To Consolidate Existing Borrowing?

Yes, Vida Homeloans Loans To Consolidating Existing Borrowing are 4.7% MER.

Do Vida Homeloans Do Loans For Poor Credit History?

Yes, Vida Homeloans Loans For Poor Credit History are 4.7% APR.

Do Vida Homeloans offer homeowner loans to consolidate existing debts?

Vida Homeloans Homeowner loans to consolidate existing debts are 4.7% APR.

Do Vida Homeloans do Secured loans with no broker fees?

Yes, Vida Homeloans Secured loans with no broker fees are 4.7% MER.

Do Vida Homeloans offer homeowner loans with no early repayment charge?

Vida Homeloans Homeowner loans with no early repayment charge are 4.7% APR.

Does Vida Homeloans offer loans without an arrangement fee?

Yes, Vida Homeloans Loans without an arrangement fee are 4.7% APRC.

Affordability criteria for secured loans

Getting a secured loan is sometimes a lower overall cost than a refinance.

Choosing Bad Credit Mortgage Lenders:

Duration of payback cycle with Precise Mortgages

  • 20 years
  • 30 years
  • 35 years
  • 11 years

Fees

  • arrangement fees
  • lender fees
  • broker fee

Finding help when you want a second charge secured loan

  • UK ifa
  • broker

Individuals often search for a mortgage with a bad credit score, mortgage loans for poor credit scores, or where to get a mortgage with bad credit. However, secured loan lenders like Coventry Building Society-Godiva are keen to see evidence of affordability in P60s, investment statements, or bank statements.

Loan-to-value percentages

People often search for loans with a value of 70%, 75%, or even as much as 95%. However, it’s hard to get 95%.

Finding help when you need a quick remortgage

It’s common to see people searching for remortgage brokers for bad credit, adverse credit remortgages the UK or get a remortgage terrible credit, however, loan companies like TSB – Intermediaries are keen to see evidence of monthly income in the form of accounts, DWP letter or payslips.

Does Vida Home Loans offer Secured Loans?

Yes, Vida Home Loans do secure loans at 5.2% MER.

Does Vida Home Loans offer Equity Release Under 55?

Yes, Vida Home Loans Equity Release Under 55 is 5.2% APRC.

Do Vida Home Loans do Secured Homeowner Loans?

Yes, Vida Home Loans Secured Homeowner Loans are 5.2% APR.

Does Vida Home Loans offer Homeowner Loans?

Yes, Vida Home Loans Homeowner Loans are 5.2% APRC.

Does Vida Home Loans offer Secured Homeowner Loans?

Yes, Vida Home Loans Secured Homeowner Loans are 5.2% APR.

Does Vida Home Loans offer Homeowner Loans for Bad Credit?

Vida Home Loans Homeowner Loans for Bad Credit are 5.2% APRC.

Do Vida Home Loans offer Direct Lender Secured Loans?

Yes, Vida Home Loans Direct Lender Secured Loans are 5.2% APRC.

Do Vida Home Loans offer Home Equity Lines Of Credit?

Yes, Vida Home Loans Home Equity Lines Of Credit are 5.2% MER.

Do Vida Home Loans offer Debt Consolidation Loans?

Yes, Vida Home Loans Debt Consolidation Loans are 5.2% APRC.

Does Vida Home Loans offer Home Equity Loans?

Yes, Vida Home Loans Home Equity Loans are 5.2% APRC.

Do Vida Home Loans offer Personal Loans?

Yes, Vida Home Loans Personal Loans are 5.2% APRC.

Do Vida Home Loans offer Unsecured Loans?

Yes, Vida Home Loans Unsecured Loans are 5.2% APRC.

Do Vida Home Loans offer Loans To Consolidate Existing Borrowing?

Vida Home Loans Loans to Consolidate Existing Borrowing are 5.2% APR.

Does Vida Home Loans offer loans for people with poor credit history?

Vida Home Loans Loans For Poor Credit History are 5.2% APRC.

Does Vida Home Loans offer Homeowner loans to consolidate existing debts?

Vida Home Loans Homeowner loans to consolidate existing debts are 5.2% APRC.

Does Vida Home Loans offer Secured loans with no broker fees?

Vida Home Loans Secured loans with no broker fees are 5.2% APRC.

Mortgages For Older People

Bad Credit Ccj Loans Direct Lender

Does Vida Home Loans offer Homeowner loans with no early repayment charge?

Vida Home Loans Homeowner loans with no early repayment charge are 5.2% APR.

Does Vida Home Loans offer Loans without an arrangement fee?

Vida Home Loans Loans without an arrangement fee are 5.2% APRC.

Charges for the second charge secured loans

  • early repayment fee
  • lender fees.

Types of mortgages lenders offer for the Main residence, including for impaired credit.

  • Tracker mortgages Scottish Widows Bank
  • Fixed-rate mortgages Clydesdale Bank PLC

The first and second charge lenders will want to know if the property is a Detached freehold house or a Leasehold house and if the occupier is an Assured shorthold tenant.

Vida Homeloans is a trading style of Belmont Green Finance Limited, registered in England and Wales no. 09837692. Registered office: 1 Bridge Street, Staines-upon-Thames, Surrey, TW18 4TW.

Belmont Green Finance Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register Firm Reference Number 738741.

http://www.vidahomeloans.co.uk/intermediaries/lending-criteria

https://www.facebook.com/vidahomeloans/
Secured Loan Bad Credit Direct Lender
https://twitter.com/VidaHomeloans

How much money can I get?

You can borrow 70% of your home’s valuation. For example, if your home is valued at £340000, you can borrow £238000.