Foundation Home Loans for people with some Bad Credit


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flexible drawdown equity release

Home reversion plan

Getting help when you need a quick remortgage

It is very regular to discover individuals seeking out bad credit score remortgage, poor credit rating remortgage lenders or where to get a remortgage with poor credit, however, lenders like Ecology Building Society are keen to see evidence of income in the form of p60, dwp letter or pension statements.

Sometimes its a much lower cost to get secured loans for bad credit UK than swallow all the cost of a remortgage from a big bank.

Paperwork to show income:

Lenders such as Evolution Money, Together or Clearly Loans often accept evidence of monthly income with

  • p60
  • sa302 documents
  • pay stubs
  • universal credit letters

Examples of bad credit history

Loan companies such as Masthaven, 1st Stop Home Loans or Norton Finance can often lend to people with

  • default notices
  • disharged bankrupt

Choosing homeowner loans

It’s sometimes a lower cost to get a secured loan than a re-mortgage.

Finding bad credit remortgage lenders:

Term of loans available with Magellan Home Loans

  • 30 years
  • 20 years


  • valuation fees
  • solicitors fees
  • lender fees
  • valuation fees

Seeking guidance when its necessary for a home owner loan

  • independent broker
  • independent financial advisor

Its usual to find people seeking out mortgages with bad credit rating, adverse credit mortgage or mortgage broker for bad credit, however, mortgage lenders like Family Building Society are keen to see paperwork to show affordability in the form of bank statements, accountants certificate or dwp letter.

Loan to value percentages

It is common to discover individuals looking for lenders common loan to value of 50%, 65% or even as much as 95%, however, it’s hard to get 95%.

Seeking guidance when you need a quick remortgage

It’s often found to encounter people looking for adverse credit remortgage broker, best remortgages for bad credit rating or mortgage for bad credit, however, loan companies like Step One Finance are keen to see evidence of income in the form of universal credit letters, state benefit letters or state benefit letters.

Costs for homeowner loans

  • broker fees
  • product fee
  • valuation fees

Types of mortgages lenders offer for Commercial Property including for poor credit

  • Cashback mortgages Leeds Building Society

The lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the occupier is an Owner Occupier Primary Residence.