Santander Secured Loan Options

  • Up-to 95% Loan to Value
  • You don’t need to be an existing Santander customer
  • Low fixed rates and long term discounted variable rates
  • Match the term of the loan to your current mortgage


  • Details of your home

  • About You

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Non Status Mortgages
Self Cert mortgages
Self Cert Mortgages Spain
No Broker Fees Secured Loans
Interest Only Buy to Let Mortgages
Remortgages from Ravenwood Services
High Loan to Value Buy to Let Property Mortgages
No Guarantor
Non Homeowner
Unsecured Debt Consolidation Loans
NHS or Social Care Worker

Santander UK plc. Registered Office: 2 Triton Square, Regent’s Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054.

Santander Secured Loans

1.    Introduction: –

Santander is a British bank that was founded on 11th January 2010 and owned by a Spanish Group. It manages all its affairs with no external control. It offers its preeminent financial services, and it is also considered as one of the most exceptional UK mortgages and savings providers. There are 20,000 workers, 800 branches, 64 business centers, and 14 lac activities in number approximately.

2.    Services: –

The bank provides business, personal, and corporate account services which pertains the followings;

  • Mortgages
  • Current Accounts
  • Savings
  • Credit Process and Investments
  • Online Banking Services, For example, Mobile Apps
  • Cahoot Banking Division
  • Corporate Banking Services
  • Commercial Banking Services
  1. Secured Loans: –

If the borrowers are interested in secured loans, they must need to know the various types of loans first. Each type of loan is made according to the general/specific need of clients, and thus, it meets the financial circumstances of every client. The types of a secured loan are described below;

  • Personal Loans: –

Personal loans meet the needs of your wedding plans, renovation plans, debt consolidations, and all your other basic plans of life. Personal loan ranges from £5,000 to £50,000 approximately at a fixed rate. Its basic features are;

  • Competitive Interest Rate
  • Monthly Payment
  • No Application/Annual Fee
  • No Security needs
    • Debt Consolidation Loans: –

Secured loans offer debt consolidation loans to the businesses. Only a single loan pays off various debts, and it sets up a single monthly repayment at a lower interest rate.

  • Home Improvement Loans: –

The businessmen, sometimes, gain home improvement loans by using their property as security. It aims to decorate, build and repurpose the home improvements.

  • Homeowner Loans: –

Homeowner loans are available for only landlords to take any loan by the security on their property.

  • Secured Business Loans: –

A small business person also can have access to this kind of loan.

  • Self-Employed Loans: –

Self-employed clients are warmly welcomed for this loan with security over their credit cards.

  1. Second Charge Mortgage: –

The extra borrowing from the bank is usually known as period second charge mortgage. Unsecured loans allow the client to borrow for a shorter period, while a second charge mortgage allows the clients to have debt for a longer period of time. It pertains various purposes like;

  • Home Improvements
  • Second Home Purchase
  • Property of Investment
  • The property at Commercial Level
  • Buying Property Internationally

Another borrowing option includes the Credit cards which is elaborated below;

  1. Credit Cards: –

Credit cards are used for different purposes. For example, withdrawal of money, sending money or earning cashback, etc. credit cards offer various features and rates to the clients.

  1. Monthly Holidays: –

Santander Bank offers holidays per month. For example;

  • 1st and 21st January: New Year and Martin’s Birthday
  • 18th February: Washington’s Birthday
  • 21st April: Easter Sunday
  • 27th May: Memorial Day:
  • 4th July: Independence Day
  • 2nd September: Labor Day
  • 14th October: Columbus Day
  • 11th & 28th November: Veterans Day/Thanksgiving Day
  • 25th December: Christmas Day
  1. Conclusion: –

Hence, it is concluded that Santander bank is one of the most significant banks in the United Kingdom. It offers its many efficient services to its clients. It provides secured loans and its various types, which really are helpful for the people. Furthermore, it provides some monthly holidays to celebrate some specific events.