
1st Stop Home Loans
For 1st Stop, you need to be 21 years or older, a homeowner with an existing UK mortgage, a permanent UK resident, and in permanent paid employment. They don’t like Bankruptcy, people in IVAs, or trust deeds.



Does 1st Stop Home Loans OPLO offer Secured Loans?
Yes, 1st Stop Home Loans OPLO does secured loans at 3.99% MER.
Do 1st Stop Home Loans OPLO do Equity Release Under 55?
1st Stop Home Loans OPLO Equity Release Under 55 is 3.99% APR.
Does 1st Stop Home Loans OPLO offer Secured Homeowner Loans?
Yes, 1st Stop Home Loans OPLO Secured Homeowner Loans are 3.99% MER.
Does 1st Stop Home Loans OPLO offer Homeowner Loans?
Yes, 1st Stop Home Loans OPLO Homeowner Loans are 3.99% APR.
Does 1st Stop Home Loans OPLO offer Secured Home Owner Loans?
Yes, 1st Stop Home Loans OPLO Secured Home Owner Loans are 3.99% MER.
Does 1st Stop Home Loans OPLO offer Homeowner Loans for Bad Credit?
Yes, 1st Stop Home Loans OPLO Homeowner Loans for Bad Credit are 3.99% APR.
Does 1st Stop Home Loans OPLO offer Direct Lender Secured Loans?
Yes, 1st Stop Home Loans OPLO Direct Lender Secured Loans are 3.99% APRC.
Does 1st Stop Home Loans OPLO offer Home Equity Lines Of Credit?
Yes, 1st Stop Home Loans OPLO Home Equity Lines Of Credit are 3.99% APRC.
Does 1st Stop Home Loans OPLO offer Debt Consolidation Loans?
Yes, 1st Stop Home Loans OPLO Debt Consolidation Loans are 3.99% APR.
Debt Consolidation Loan Direct Lender
Does 1st Stop Home Loans OPLO offer Home Equity Loans?
Yes, 1st Stop Home Loans OPLO Home Equity Loans are 3.99% MER.
Does 1st Stop Home Loans OPLO offer Personal Loans?
Yes, 1st Stop Home Loans OPLO Personal Loans are 3.99% APRC.
Does 1st Stop Home Loans OPLO offer Unsecured Loans?
Yes, 1st Stop Home Loans OPLO Unsecured Loans are 3.99% MER.
Does 1st Stop Home Loans OPLO offer Loans To Consolidating Existing Borrowing?
Yes, 1st Stop Home Loans OPLO Loans To Consolidating Existing Borrowing is 3.99% MER.
Does 1st Stop Home Loans OPLO offer Loans For Poor Credit History?
Yes, 1st Stop Home Loans OPLO Loans For Poor Credit History are 3.99% APRC.
Does 1st Stop Home Loans OPLO offer Homeowner loans to consolidate existing debts?
Yes, 1st Stop Home Loans OPLO Homeowner loans to consolidate existing debts are 3.99% APR.
Does 1st Stop Home Loans OPLO offer Secured loans with no broker fees?
Yes, 1st Stop Home Loans OPLO Secured loans with no broker fees are 3.99% APR.
Mortgages For Over 60S Money Saving Expert
Debt Consolidation Loans Bad Credit No Guarantor Direct Lender
Does 1st Stop Home Loans OPLO offer Homeowner loans with no early repayment charge?
Yes, 1st Stop Home Loans OPLO Homeowner loans with no early repayment charge are 3.99% APR.
Does 1st Stop Home Loans OPLO offer Loans without an arrangement fee?
Yes, 1st Stop Home Loans OPLO Loans without an arrangement fee are 3.99% APRC.
Finding help when you need a quick remortgage
It’s very regular to encounter people looking for bad credit remortgage advice, bad debt remortgage or remortgage with poor credit however loan companies like Fleet Mortgages are keen to see proof of monthly income in the form of p60, investment statements or p60s.
Paperwork to show income:
Secured loan lenders such as Masthaven, Central Trust or Masthaven often accept proof of income with
- universal credit letters
- bank statements
- wage slips
- P60 documents
Common examples of subprime credit
Lenders such as Norton Finance, Central Trust or 1st Stop Home Loans can often loan to people with
- loan arrears
- missed instalments
- defaults
- County Court Judgements
Taking longer-term secured loans, bad credit can minimise your monthly payments.
- Semi Commercial Mortgage Rates
- Oblix Bridging Loan Example
- Lloyds Loans Direct
- Central Trust Plc
- Equifinance Home Improvement
- Optimum Credit Homeowner Loans
- Yorkshire Bank Short Term Loan
- Auction Bridging Finance
- Norton Finance Home Owner Loans
- L&G Equity Release
- Rbs Lifetime Mortgages
- Natwest Release Equity
- Spring Finance Secured Loan Rates
- Can I Remortgage With Bad Credit
- Yorkshire Building Society Interest Only Lifetime Mortgage
- Greenfield Loans
- Self Employed Remortgages With One Years Accounts
- Loans Secured
- Coventry Building Society Lifetime Mortgages
- Pepper Second Mortgage
- Nationwide Bridging Loans
- Property Refurbishment Finance
- Castle Trust Bank
- Zorin Short Term Finance
- Blemain Secured Loans
- Quivira Short Term Loans
- TSB Interest Only Lifetime Mortgage
- Masthaven Bridging Loans
- Evolution of Banking
Co-operative Bank Secured Loan
Halifax Secured Loan
Barclays Bank Secured Loan
Lloyds Bank Secured Loan
Metrobank Secured Loan
NatWest Bank Secured Loan
No Broker Fees Secured Loans
HSBC Bank Bridging Loans
Sourcing homeowner loans
It’s sometimes a lower cost to get a second mortgage than a refinance.
Choosing lousy credit online mortgage companies:
- Precise Mortgages
- Secure Trust Bank
- Progressive Building Society
- Stafford Railway Building Society
Duration of payback cycle with Cambridge Building Society
- 15 years
- 20 years
- 20 years
- Six years
Remortgages charges
- completion fee
- product fee
- arrangement fees
- lender fees
Getting help when it’s necessary for a secured loan
- Advisor
- Authorised Broker
It’s often found to find people searching for a mortgage for people with bad credit, mortgage bad credit rating or mortgage lenders for bad credit; however, secured loan lenders like Yorkshire Bank are keen to see paperwork to show affordability in the form of state benefit letters, wage slips or payslips.
Percentages for Loan to Value
It is common to discover people seeking a loan with a maximum interest rate of 60%, 65%, or even 90%; however, it’s hard to get 95%.
Seeking guidance when you need a re-mortgage
It’s common to discover individuals searching for a remortgage with poor credit, remortgage lousy credit or adverse credit remortgages however loan companies like Bank of China UK are keen to see proof of income in the form of payslips, wage slips or p60.
Charges for second charge secured loans
- lender fees
- broker fee
- valuation fee
Lenders terms and rates for the Main residence, including for Low credit score
- Repayment mortgages The Mortgage Lender
- First-time buyer mortgages Building Society Lending Ltd
The mortgage lender will want to know if the property is a Freehold terraced or Leasehold house and if the occupier is an AST Tenant.
1st Stop Home Loans Limited (Company Number 5667257) is part of The 1st Stop Group (Company Number 05438114). We are registered in England & Wales—
Registered Office: 10 Whitehills Business Park, Blackpool, Lancashire, FY4 5LW. We are authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 661248). You can check this on the Financial Services Register by visiting the FCA’s website: www.fca.org.uk/register. We are registered with the ICO under registration number Z1245955.
01253 603950
secured.sales@1ststop.co.uk
Equity release loan to value?
You can achieve 70% of your property’s valuation. For example, if your home is valued at £230000 you can release £161000.