New starting June 2023! Semi-Exclusive to Ravenwood Services
6x Your Income/Salary Residential Mortgage
Property Purchase Mortgage and Remortgage from this lender! Six times.
If you need to maximise the borrowing against your own home Ravenwood have access to an extraordinary range of mortgages, which include fixed and variable rates. They will accept applications from first-time buyers, professional landlords, self-employed and contractors even if your income is from multiple sources like dividends on your stocks, bond coupon income, income from holding shares in private companies as well as wages/salaries and directors dividends. This lender understands that if you don’t spend a lot of money on car finance and expensive holidays, an LTI (loan to income) of six is very affordable and equivalent in many ways to what people pay in rent for a similar property.
Also available are Interest only terms to keep your monthly payment down.
Other options include a two year fixed rate and five years fixed rate. If you are remortgaging to pay down other debts, this lender will ignore the service cost of these debts when assessing affordability – a prevalent sense approach.
At very slightly higher rates this lender offers loan to value of 85% too.
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Loan to value for equity release?
You can achieve 60% of your property’s value. As an example, if your house is worth £270000 you can borrow £162000.