No Broker Fees Secured Loans

  • Details of your home

  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy.


Secured loans today are a great solution for someone that wants to keep their existing mortgage but needs to raise money.

Here are so great reasons you might want a secured loan rather than a remortgage:

  • Existing first charge mortgage is an outstanding rate not available today from any lender
  • Existing first charge mortgage is interest only when most lenders won’t offer interest-only any more
  • Existing first charge mortgage has a redemption penalty that is too high that would need to be paid
  • You don’t meet the criteria for a competitive first charge lender re-mortgage
  • There is an upper limit to what you can borrow on an unsecured loan
  • You can take out a secured loan over a longer-term usually than an unsecured loan, often matched to the remainder of the term of your existing mortgage
  • The interest rates on a secured loan are likely to be lower than on an unsecured loan
  • It may be you’re the only option if you have bad credit.  Many competitive unsecured loan lenders will exclude people with bad credit or even a couple of late payments

Some buy to let landlords can get secured loans too, and theses are sometimes called Landlord loans.

Potential Brexit effect on UK 2nd charge lending

It’s most likely that all but the hardest forms of Brexit have no impact on secured loans. Here are some bullet points:

  • If Brexit has a negative effect and house prices reduce or have the potential to reduce this will make 2nd charge lenders more cautious at the higher loan to value end of the market
  • If a weakened pound causes inflation to rise, interest rates will have to risk, putting pressure on peoples affordability
  • Any sort of risk or volatility in interests rates or the pound sterling could discourage the flow of foreign capital into the UK
  • If Brexit causes a recession/job losses and arrears in lending increase some lenders may exit the market completely

Santander Secured Loan
Metrobank Secured Loan
NatWest Bank Secured Loan
No Broker Fees Secured Loans
HSBC Bank Secured Loan
Co-operative Bank Secured Loan
Halifax Secured Loan
Barclays Bank Secured Loan
Lloyds Bank Secured Loan

Non Status Mortgages
Self Cert mortgages
Self Cert Mortgages Spain
No Broker Fees Secured Loans
Interest Only Buy to Let Mortgages
Remortgages from Ravenwood Services
High Loan to Value Buy to Let Property Mortgages
No Guarantor
Non Homeowner
Unsecured Debt Consolidation Loans
NHS or Social Care Worker