YBS Equity Release

YBS Yorkshire Building Society Equity Release and Lifetime Mortgages

Apply for a decision in principle from the Yorkshire or compare the Yorkshire with other lenders including Aviva, Legal and General and Hodge

  • No monthly repayments
  • Continue to own and live in your own home
  • Get a tax free lump sum or monthly payments to supplement your income
  • Spend the money on anything you like
  • Your Equity Release Requirements

  • About You

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Getting help when you want a remortgage or Equity Release

It’s very regular to discover people looking for remortgage terrible credit ok, bad credit mortgages or remortgages lousy credit. However, lenders like Paragon Residential are keen to see paperwork to show income in the form of state benefit letters, DWP letter or universal credit letters.

Paperwork to show income:

Secured loan lenders such as Spring Finance, Equifinance or United Trust Bank often accept evidence of affordability with

  • bank statements
  • p60
  • state benefit letters

For equity release plans, once your a certain age you don’t need to show proof of income because you don’t need to make monthly payments

Common types of Low credit score

Lenders such as United Trust Bank, Paragon Personal Finance or Norton Finance can often loan to people with

  • poor payment history
  • defaults
  • late payments

Finding second mortgages

It’s sometimes a lower cost to get a secured loan than a remortgage.

Arranging lousy credit history online mortgage companies:

The term of loans available with Secure Trust Bank

  • 20 years
  • Five years
  • 20 years

Secured Loans fees

  • completion fee
  • valuation fees
  • broker fee

Seeking guidance when it’s necessary for a secured loan

  • financial advisor
  • expert
  • brokers

It is very regular to discover individuals looking for top subprime mortgage lenders, bad credit mortgage 90 ltv or subprime loans for people with bad credit. However, lenders like Pepper Money are keen to see paperwork to show income in the form of sa302 documents, investment statements or pay stubs.

Mortgage Loan to Value

It’s often found to find individuals looking for percentages for a loan to value of 70%, 75% or even as much as 90%, however, its hard to get 95%.

Finding help when it’s necessary for speedy remortgage

It’s very regular to find individuals seeking out remortgage on lousy credit, remortgage for people with bad credit or remortgage companies that work with low credit scores, however, loan companies like Manchester Building Society are keen to see proof of income in the form of p60s, pay stubs or pension statements.

Fees for secured loans

  • valuation fees
  • early repayment charge

Lenders terms and rates for Buy to let Residential Property including for subprime credit

  • Flexible mortgages Norton Home Loans
  • Cashback mortgages Mansfield
  • Discounted rate mortgages Paragon Residential

The lender will want to know if the property is a Freehold terraced house or a Leasehold flat and if the occupier is an AST Tenant.

Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in the Financial Services Register, and its registration number is 106085.

Head Office Postal Address:

Yorkshire House,

Yorkshire Drive,


BD5 8LJ.

References to ‘YBS Group’ or ‘Yorkshire Group’ refer to Yorkshire Building Society, the trading names under which it operates (Chelsea Building Society, the Chelsea, Norwich & Peterborough Building Society, N&P and Egg) and it’s subsidiary companies.

The egg is a registered trademark of Yorkshire Building Society.