
- No broker fee secured loans.
- 6.02% APRC
- Term of loan up to 25 years
- No lender fees apart from low-cost drive-by valuation fee
- Lender not available on the comparison sites
- Use the money for anything you like, including debt consolidation

Wendy from Glasgow – no fee loans
My ex-boyfriend applied for loans and credit cards in my name and used them to buy things we did not need. I had so many things going out of my bank each month that I got payday loans. Now I have one personal loan, I was able to pay off all my debts, and I have one monthly payment I can afford. It is a relief! A great result for me is loans with no fees!

Helen from Dorset – No Broker Fee Secured Loans
I owed money to many debt collectors, including Cabot, Link Financial, Lowell and Advantis. I made a deal with all of them to make full and final settlements. They got between 10 and 20p in the pound. My debt consolidation loan paid for all these debts and the payment I can afford. I even have enough money left over each month to get my hair and nails done! No broker fee loans are great for me.

Kate from Brighton – No Broker Fee Secured Loans
I paid off all my existing debts; it was a fantastic experience, as they call and call and call all the time if you do not pay on time. I now have one payment each month just after my payday. The interest you pay with this loan is much lower. I had to get an unsecured loan as I do not own a house or flat. I didn’t want to pay a fee, so loans without fees are great.

Katherine from Winchester – loans no fees
Despite the coronavirus, I have had two great days in 2025. One day, I dumped my abusive boyfriend and got my own place, and the other, I paid off all my old debts with my debt consolidation loan. I now have a low fixed monthly payment I can afford, and I will be debt-free in 2025! Loans with no fees are ideal, as fees are a waste of money.

Tess from Wakefield – loans no fees
I had gotten in trouble with loan sharks at bonkers APR rates and needed to sort my debts out. I got a debt consolidation loan at a much lower rate, and I have just one monthly payment that I can afford. UK loans without fees are a fantastic deal for me.

Betty from Worcester – loans no fees
I used to have three credit cards, two catalogues, a store card, and a personal loan. My new debt consolidation loan paid off all these, and I only pay back £167 per month, which I can easily afford. No Broker Fee Secured Loans are outstanding!

Jane from Bridgewater – loans no fees
My new unsecured debt consolidation loan has reduced my monthly payments from £568 to £290. Now that I am paying down my debt, I don’t have credit cards that go on forever. It is ideal for me to have loans with no fees I can afford.

Jennifer from Wolverhampton – loans no fees
The APR on my new unsecured loan is much lower than the APR on my credit cards and store cards; it is all easier to manage with a fixed monthly repayment that I can afford. This is a fantastic result—no-fee loans.

Ellie From York
I had been in an abusive relationship, and my ex-boyfriend got me into a lot of debt. I paid off all these debts, and now I have a single payment just after payday that I can easily afford. Loans with no fees are significant.

Sally from Reading
With the help of my new job, the debt consolidation loans affordability assessments were no problem for me. The repayment terms and APR rates were much lower than those of my other credit cards, store cards, and guarantor loans. No broker fee loans were outstanding for me.

Anne from Swindon
With my occupation, I could not have any CCJs. I used the debt consolidation loan to pay the debt collector, Lowell, so they did not throw me in court. The loan saved my job, and I am so grateful. Online loans without fees were great for me.

Steve from Croydon
I got into a lot of gambling debt with credit cards, loans, and doorstep loans. During the lockdown, I decided to quit gambling and sort my life out. I got a debt consolidation loan and paid off all my old, defaulted debts, and now I will be debt-free in 2025. No fee loans are outstanding.

Mark from Birmingham
I lost my job and could not pay my loans, credit cards, car finance, and car tax. Nasty, evil, threatening letters from debt collectors rolled in daily. Once I got a new job, I got a debt consolidation loan, and I was able to pay off all the debt collectors. My monthly payment is only £241. No-fee loans save me money each month.

Jill from Tooting
I had personal and guarantor loans, all at a high percentage rate. I have now paid off my other loans, parking tickets, and car road tax. I have one monthly payment that I can afford. Loans with no fees are very cost-effective.

Graham from North London
I had six payday loans, a doorstep loan, a credit card, and a store card. Now, I have just one payment I can afford. Life is easy! It’s cheap to borrow with no fee loans.

Tony from Manchester – loans no fees
I got into a doom spiral of short-term and payday loans all the time, and I ended up thinking I was a Ponzi Schemer like Bernie Madoff! Now, I have a debt consolidation loan. I have one payment coming out of my bank just after payday, at the same time as my rent and other bills. I didn’t want to pay a fee, so no-fee loans were fantastic!

Heather from Westminster – no fee loans
I had many monthly direct debits for loans, credit cards, sofas, and car payments. The direct debits were always bouncing because I did not have the money. Now that I have paid everything off, I just have 1 payment that comes out at the right time of the month. No-fee loans save me money.
Today, no-broker-fee Secured Loans are an excellent solution for people who want to keep their existing mortgage but need to raise money.
Here are some great reasons you might want a No Broker Fee Secured Loan rather than a remortgage:
- The existing first-charge mortgage is an outstanding rate that is not available today from any lender.
- Existing first-charge mortgages are interest-only, while most lenders don’t offer interest-only mortgages.
- The existing first-charge mortgage has a redemption penalty that is too high and would need to be paid.
- You don’t meet the criteria for a competitive first-charge lender re-mortgage
- There is an upper limit to what you can borrow on an unsecured loan compared with loans with no fees – No Broker Fee Secured Loans may be a better option.
- You can take out a secured loan over a more extended period than an unsecured loan, often matched to the remainder of the term of your existing mortgage.
- The interest rates on a secured loan are likely to be lower than on an unsecured loan.
- It may be you’re the only option if you have bad credit. Many competitive unsecured loan lenders will exclude people with bad credit or even a couple of late payments.
Some buy-to-let landlords can also get secured loans, sometimes called Landlord loans. There is a big demand for No-Broker-Fee Secured Loans because people hate paying broker fees.
Potential Brexit effect on UK 2nd charge lending – No Broker Fee Secured Loans
Most likely, all but the most complex forms of Brexit have no impact on secured loans. Here are some bullet points:
- If Brexit has a negative effect and house prices reduce or have the potential to reduce, this will make 2nd charge lenders more cautious at the higher loan-to-value end of the market
- If a weakened pound causes inflation to rise, interest rates will be at risk, putting pressure on people’s affordability.
- Any risk or volatility in interest rates or the pound sterling could discourage the flow of foreign capital into the UK.
- If Brexit causes a recession, job losses, and increased lending arrears, some lenders may exit the market altogether.
- Loans With No Fees could have slightly higher rates
- No Fee Loans – the choice could reduce
- Loans No Fees could have a more significant redemption penalty.
- Because of the COVID-19 coronavirus, people do not want to pay fees; they want no broker fee loans to stop wasting money.
- Legal And General Lifetime Mortgages
- Mortgage Calculator Precise Mortgages
- Mortgage 6 Times Salary 2109
- Coventry Building Society
- Best Remortgage Rate
- Santander Interest Only Lifetime Mortgage
- Amicus Commercial Finance
- Second Charge Lenders
- Precise Homeowner Loan
- TSB Best Equity Release Rates 2025
- Tuscan Capital Bridging Loan Rates
- Interest Only Lifetime Mortgages Hsbc UK Bank
- Castle Trust Bank
- Remortgages 90 Ltv
- Spring Finance Secured Loan
- Pepper Debt Consolidation Loan Rates
- Zorin Fast Non-Status Bridging Loans
- Rbs Instant Bridging Loans
- Oblix Short-Term Loan
- Blemain Finance
- No Proof Of Income Mortgage
- Together Short Term Loans
- Bridging Loan Rates Nationwide
- Nationwide Equity Release Calculator
- Borrowing Money Against Your Home
- Bridging Loan Tsb
- Kuflink Bridging
- Secured Loan Equifinance
- Lloyds Bank Lifetime Mortgage
- Quivira Bridging Loan
- Precise Mortgages Bridge-To-Let Fast Bridging Finance
- Goldcrest Property
- Central Trust Plc
- Mortgage Tier 2 Visa
- Woolwich Buy-To-Let Mortgages
- Hmo
- Auction Bridging Finance
No Broker Fee Secured Loans
Santander Secured Loan
Metrobank Secured Loan
NatWest Bank Secured Loan
No Broker Fees Secured Loans
HSBC Bank Bridging Loans
Co-operative Bank Secured Loan
Halifax Secured Loan
Lloyds Bank Secured Loan
Interest Only Buy to Let Mortgages
Remortgages from Ravenwood Services
High Loan to Value Buy to Let Property Mortgages
Does Ravenwood Mortgage Services offer Secured Loans?
Yes, Ravenwood Mortgage Services does secured loans at 3.99% APR.
Does Ravenwood Mortgage Services offer Equity Release Under 55?
Yes, Ravenwood Mortgage Services Equity Release Under 55 is 3.99% APRC.
Do Ravenwood Mortgage Services do Secured Homeowner Loans?
Yes, Ravenwood Mortgage Services Secured Homeowner Loans are 3.99% MER.
Debt Consolidation Loans Bad Credit No Brokers
Do Ravenwood Mortgage Services do Homeowner Loans?
Yes, Ravenwood Mortgage Services Homeowner Loans are 3.99% MER.
Do Ravenwood Mortgage Services do Secured Home Owner Loans?
Yes, Ravenwood Mortgage Services Secured Home Owner Loans are 3.99% APR.
Debt Consolidation Loan Bad Credit No Guarantor
Do Ravenwood Mortgage Services offer homeowner loans for bad credit?
Yes, Ravenwood Mortgage Services Homeowner Loans for Bad Credit are 3.99% APRC.
Do Ravenwood Mortgage Services do Direct Lender Secured Loans?
Yes, Ravenwood Mortgage Services Direct Lender Secured Loans are 3.99% APRC.
Do Ravenwood Mortgage Services do Home Equity Lines Of Credit?
Yes, Ravenwood Mortgage Services Home Equity Lines Of Credit are 3.99% APR.
Do Ravenwood Mortgage Services offer debt consolidation loans?
Yes, Ravenwood Mortgage Services Debt Consolidation Loans are 3.99% APR.
Do Ravenwood Mortgage Services offer home equity loans?
Yes, Ravenwood Mortgage Services Home Equity Loans are 3.99% APR.
Do Ravenwood Mortgage Services do Personal Loans?
Yes, Ravenwood Mortgage Services Personal Loans are 3.99% APRC.
Do Ravenwood Mortgage Services do Unsecured Loans?
Yes, Ravenwood Mortgage Services Unsecured Loans are 3.99% MER.
Do Ravenwood Mortgage Services Do Loans To Consolidate Existing Borrowing?
Yes, Ravenwood Mortgage Services Loans To Consolidate Existing Borrowing are 3.99% APRC.
Do Ravenwood Mortgage Services offer loans for those with poor credit history?
Yes, Ravenwood Mortgage Services Loans For Poor Credit History are 3.99% MER.
Do Ravenwood Mortgage Services offer homeowner loans to consolidate existing debts?
Yes, Ravenwood Mortgage Services Homeowner loans to consolidate existing debts are 3.99% APRC.
Do Ravenwood Mortgage Services offer secured loans with no broker fees?
Yes, Ravenwood Mortgage Services Secured loans with no broker fees are 3.99% APR.
Do Ravenwood Mortgage Services offer homeowner loans with no early repayment charge?
Yes, Ravenwood Mortgage Services Homeowner loans with no early repayment charge are 3.99% APRC.
Do Ravenwood Mortgage Services offer loans without an arrangement fee?
Yes, Ravenwood Mortgage Services Loans without an arrangement fee are 3.99% MER.
No Broker Fee Secured Loans – flexible no fee loans
Some of the lowest rates are available for UK homeowners looking for no-fee loans.
How much can I get?
You can borrow 60% of your property’s valuation. For example, if your house is worth £330000, you can borrow £198000.