Interest Only Buy to Let Mortgages

Ravenwood Services offers the most competitive mortgages from a massive panel of lenders. In addition to industry-standard software tools, we have access to finance from other non-mainstream lenders that want to finance UK buy-to-let property.

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I will never own my property if I don’t have a repayment mortgage.

While you could argue this is true, there are many forces at play in terms of money that you could consider.

What does the Bank of England say about inflation?

Why should I have a repayment mortgage?  Banks like them, but property investors should hate them as they are destructive in many ways.

http://www.bankofengland.co.uk/monetarypolicy/Pages/framework/framework.aspx

Screen capture from the website below:

Bank of England inflation target
Bank of England’s inflation target

The UK monetary policy states that your Mortgage Principal should be inflated away in real terms. This is referenced and displayed above.

So why would you give the money back to the bank out of your pocket if it will be inflated anyway?

The reality is unless you’re forced to, you just wouldn’t.  The savvy investor might use the money left over each month to invest and put it to another productive purpose instead of paying more inflation tax effectively than they otherwise would have.

Interest Only Buy to Let Mortgages for UK Residential Property

Buy-to-let mortgages are property purchase loans made to those looking to become landlords or experienced property professionals seeking to expand their portfolios.

With home values rising and the money obtainable from rent also on the up, now is a great time to buy a house as an investment. However, with lending criteria becoming more stringent since the pre-2008 housing boom, it is important to seek out the services of an experienced adviser dealing with buy-to-let mortgage applications. The recent economic recovery has seen more lenders return to the buy-to-let market, and the rates available are very competitive, but finding the best deal can still be challenging.

At Ravenwood Services, we believe in taking the hassle out of finding an excellent buy-to-let mortgage deal. Regardless of your status, we can assist you in obtaining the finance needed to make your dreams of becoming a professional landlord a reality. Our advisers are trained to the highest possible standard and can help you create an application and find a lender that suits your circumstances.

We are just a freephone call away and we’d love to help.

Buy to let mortgage rates 85 ltv

Typically, buy-to-let residential property mortgages have a slightly higher rate than owner-occupier mortgages. Lenders that offer higher loan-to-value mortgages, like 85%, usually have a higher rate still, but they also charge higher fees.

Lenders

Santander
Accord
Aldermore Bank
Mortgage Rates
BM Solutions
Buckinghamshire Building Society
Build Store
Cambridgeshire Building Society
Clydesdale Bank
Coventry Building Society
Darlington Building Society
Dudley Building Society
Halifax
Hinkley and Rugby
Ipswich Building Society
Kensington
Kent Reliance
Leeds Building Society
Leek united
Market Harborough
The Melton
Monmouthshire Building Society
Mortgage Trust
Nationwide Building Society
Nottingham Building Society
Paragon
Platform
Principality
Royal Bank of Scotland
Saffron Walden Building Society
Scottish Widows
Skipton Building Society
The Mortgage Works
One Account Mortgage
Woolwich Building Society Mortgage Rate

An adverse credit remortgage can be a cheaper way of releasing equity than a secured loan.

Metrobank Secured Loan
NatWest Bank Secured Loan
No Broker Fees Secured Loans
HSBC Bank Bridging Loans
Co-operative Bank Secured Loan
Halifax Secured Loan
Barclays Bank Secured Loan
Lloyds Bank Secured Loan

Coronavirus
Non-Status Mortgages
Self Cert mortgages

Secured Bad Credit Loans
Interest Let Mortgages
Remortgages from Ravenwood Services
High Loan to Value Buy to Let Property Mortgages
No Guarantor
Non Homeowner
Unsecured Debt Consolidation Loans
NHS or Social Care Worker

Loan to value for equity release?

You can borrow 65% of your property’s valuation. For example, if your house is valued at £330000, you can borrow £214500.

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