HSBC Equity Release

Compare Equity Release from HSBC bank with other top banks and building societies:

  • Tax-free lump sum or monthly payment from your home
  • Spend the money on anything you like
  • Live in and keep owning your home
  • No monthly repayments
  • You don’t need to be an existing account holder with HSBC Bank
  • Your Equity Release Requirements

  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

 

 

HSBC Equity Release

Find out if HSBC can offer you more or less money than Hodge, Legal and General, Retirement Advantage, just or Pure Retirement.  More two life can charge apr rates of 6.48% so HSBC could be cheaper.

Seeking guidance when you need a remortgage

It’s common to encounter individuals seeking out bad debt remortgage broker, high-risk remortgage lenders or lousy credit remortgage lenders the UK however secured loan lenders like HSBC Direct are keen to see proof of affordability in the form of two letter, pension statements or p60.

Proof of income:

Loan companies such as Equifinance, Lloyds Bank or Paragon Personal Finance often accept evidence of monthly income with

  • universal credit letters
  • payslips

Common types of high-risk credit

Lenders such as 1st Stop Home Loans, Central Trust or Masthaven can often give loans to people with

  • missed 8 am
  • ccj’s
  • missed payments
  • late payments

Age criteria for secured loans

It’s common to find a lower overall cost to get a homeowner loan than a re-mortgage.

Opportunity for lousy credit online mortgage companies:

Most lenders will consider equity release for properties in England, Wales, Scotland, and Northern Ireland.  Some lenders are fussy about the risks of lending on farms in Northern Ireland.

Time to payback mortgage with Together examples:

  • Two years
  • Three years
  • 25 years

Secured Loans fees

  • broker fees
  • arrangement fees
  • application fees

Finding help when you want a secured loan

  • IFA
  • UK Financial advisor

It’s very regular to see people seeking out lousy credit history mortgages, where to get a mortgage with bad credit or subprime loans for people with bad credit however home loan lenders like Bank of China UK are keen to see evidence of monthly income in the form of sa302 documents, pay stubs or accounts.

Getting help when you want a speedy remortgage

It is very regular to discover individuals searching for best remortgages for lousy credit rating, adverse credit remortgage brokers or bad credit remortgage however loan companies like First Trust Bank are keen to see evidence of affordability in the form of accounts, DWP letter or p60.

Types of mortgages lenders offer for Buy to let including for lousy credit

  • Buy to let mortgages Paragon BTLPortfolio
  • Interest-only mortgages building Society Lending Ltd
  • Discounted rate mortgages Halifax

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the occupier is an Assured shorthold tenancy tenant.

Home Loan to Value

It is very regular to discover individuals searching for loan to value of 80%, 75% or even as much as 90% however its hard to get 95%.  For equity release, its common for the loan to value ratio to be around 50% depending on your age or the age of the youngest homeowner.

Additional costs for secured loans

  • upfront fees for valuation
  • booking fee
  • brokers fees

Existing Customers – 03457 404 404

Lines are open from 8am to 10 pm every day. From outside the UK +44 1226 261 010

For Advance and Premier customers, lines are open 24/7.

Lost and stolen cards – 03456 007 010

Lines are open 24/7. From outside the UK +44 1442 422 929

*Response times from this number differ from the average response times published.

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Non-HSBC Customers – 03456 040 626

From outside the UK +44 1226 261 010
HSBC UK Bank plc is authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 765112). HSBC UK Bank plc is a company incorporated under the laws of England and Wales with company registration number 9928412 and its registered office at 1 Centenary Square, Birmingham, B1 1HQ. HSBC UK Bank plc’s registered VAT Number is GB 365684514. HSBC adheres to The Standards of Lending Practice which is monitored and enforced by The Lending Standards Board. Further details can be found at www.lendingstandardsboard.org.uk