New Buy to Let Lender from May 2023
New lender not on the comparison sites offer:
- 80% LTV buy to let
- 85% LTV buy to let
- 90% LTV buy to let
- 95% LTV buy to let
Ideal for purchases and cash out remortgages to raise capital for more properties. No brokers fees.
85% Buy to Let Property Mortgages
The main drawback with high loan to value buy to let mortgages like 90% and 95% is there are much fewer lenders and the lenders around have slightly higher rates.
But if your property has a good rental income it will allow you to buy the property with the minimum of cash down and increase the size of your portfolio. Interest rates are currently very low and should stay low for the foreseeable future. The Bank of England might start to increase rates a little bit at a very slow pace, but if they do, it’s likely as a result of the UK economy improving. In that case, the rents will likely rise.
When you have a portfolio of properties with one lender, some of which have a very low loan to value, the lender may have an open facility with the borrower where they have an open line of credit where they can buy properties with 100% loan to value.
Lenders in our panel:
- Bank of Ireland
- Bank of Scotland
- BM Solutions 85%
- Bristol and West
- CHL Mortgages
- Chelsea Building Society
- Cheltenham and Gloucester Building Society
- The Derbyshire
- GMAC RFC 80%
- Ipswich Building Society
- Kensington Mortgages
- HSBC
- Kent Reliance
- Leeds Building Society
- Leek United
- Mortgage Express
- Mortgage Trust
- Mortgages PLC
- Paragon
- Precise Mortgages
- Platform
- Preferred Mortgages
- Principality
- Royal Bank of Scotland
- Scarborough Building Society
- Scottish Widows
- Skipton Building Society
- SPML
- Standard Life
- Stroud and Swindon
- The Mortgage Business
- The Mortgage Works
- UCB Home Loans
- West Bromwich
- Woolwich Building Society
- Precise Mortgages Bridge-To-Let Quick Bridging Loans
- Bad Credit Equity Release
- Lloyds Loan Rates
- United Trust Bank Homeowner Loan Rates
- Refurbishment Mortgage
- Auction Bridging Loans
- Yorkshire Bank Fast Bridging Finance
- Secured Loan Direct Lender
- Prestige Debt Consolidation Loans
- Vida 2Nd Mortgages
- Homeowner Loans For Bad Credit
- Masthaven Bridging Finance London
- Santander Fast Bridging Finance
- Yorkshire Building Society Equity Release Mortgage Rates
- Btl Mortgages 85 Ltv
- Nationwide Bridging Finance
- Secured Loan Against House
- Kuflink Bridging Ltd – Gravesend
- Holme Bridging Loans
- Oblix Short Term Loan
- Quivira Short Term Loan
- Rbs Bridging Loan Example
- Octopus Low-Cost Bridging Loans
- 90 Remortgages For Debt Consolidation
- Ortus Northern Ireland Bridging
- Semi Commercial Mortgage Rates
- Coventry Building Society Lifetime Mortgages
- Equity Release Mortgage Under 55
- Equity Release Loan Nationwide
- Self Employed Mortgages With 12 Months Accounts
- Equifinance What Does Adverse Credit History Mean
- 6 Times Income Mortgage 2023
Loans Bad Credit No Guarantor Direct Lender
How much can I get?
You can get 65% of your property’s valuation. As an example, if your house is valued at £340000 you can release £221000.