Precise Secured Loans – Direct Lender – Bad Credit Appliactions

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Home reversion schemes
Lump sum lifetime mortgage

Finding help when you need a quick remortgage

It is often found to find individuals searching for alarming credit remortgage rates, lousy debt remortgage or adverse credit remortgages; however, mortgage lenders like Marsden are keen to see paperwork to show affordability in the form of wage slips, sa302 documents or bank statements.

Paperwork to show income:

Lenders such as United Trust Bank, 1st Stop Home Loans or Norton Finance often accept proof of income with

  • accountants certificate
  • bank statements

Common examples of substantial adverse credit

Lenders such as Clearly Loans, United Trust Bank or Evolution Money can often lend to people with

  • poor payment history
  • discharged bankrupt
  • defaults

Choosing secured loans

It’s sometimes cheaper to get a second mortgage than a re-mortgage.

Understanding bad credit history mortgage companies:

  • Pepper
  • Hanley Economic Building Society
  • Bluestone Mortgages
  • Landbay
  • Swansea Building Society
  • Clydesdale Bank PLC
  • Dudley Building Society
  • Darlington
  • BlueZest

Term of loans available with Precise Mortgages

  • Nine years
  • 35 years
  • 25 Years
  • 20 Years

Fees

  • arrangement fees
  • early repayment fee
  • valuation fee
  • broker fee

Seeking guidance when you want a secured loan

  • ifa
  • independent broker
  • finance broker

It’s widespread to find people seeking out lenders that help with bad credit, first-time mortgage loans bad credit or poor credit mortgages in the UK; however, mortgage lenders like Buckinghamshire Building Society are keen to see evidence of income in the form of p60s, DWP letters or universal credit letters.

Home Loan to Value

It’s common to encounter individuals looking for lenders’ conventional loans valued at 70%, 65%, or even as much as 90%; however, it’s hard to get 95%.

Finding help when you want a remortgage

It’s usual to find individuals looking for adverse credit remortgages in Northern Ireland, subprime loans the UK refinance or best poor credit remortgage lenders; however, mortgage lenders like Penrith are keen to see proof of affordability in the form of p60s, pension statements or p60.

Costs for second charge secured loans

  • valuation fees
  • lender fees

Mortgage lenders offer for the Main residence, including for prime credit

  • Flexible mortgages Ecology Building Society
  • First-time buyer mortgages Hinckley and Rugby Building Society

Do Precise Mortgages do Secured Loans?

Yes, Precise Mortgages do secured loans at 4.21% MER.

Do Precise Mortgages do Equity Release Under 55?

Yes, Precise Mortgages Equity Release Under 55 is 4.21% MER.

Do Precise Mortgages do Secured Homeowner Loans?

Yes, Precise Mortgages Secured Homeowner Loans are 4.21% APRC.

Do Precise Mortgages do Homeowner Loans?

Yes, Precise Mortgages Homeowner Loans are 4.21% APR.

Do Precise Mortgages do Secured Homeowner Loans?

Yes, Precise Mortgages Secured Homeowner Loans are 4.21% MER.

Do Precise Mortgages Do Homeowner Loans for Bad Credit?

Yes, Precise Mortgages Homeowner Loans for Bad Credit are 4.21% MER.

Do Precise Mortgages do Direct Lender Secured Loans?

Yes, Precise Mortgages Direct Lender Secured Loans are 4.21% MER.

Do Precise Mortgages Do Home Equity Lines Of Credit?

Yes, Precise Mortgages Home Equity Lines Of Credit are 4.21% APR.

Do Precise Mortgages do Debt Consolidation Loans?

Yes, Precise Mortgages Debt Consolidation Loans are 4.21% APR.

Debt Consolidation Loans Bad Credit

Do Precise Mortgages do Home Equity Loans?

Yes, Precise Mortgages Home Equity Loans are 4.21% APRC.

Do Precise Mortgages do Personal Loans?

Yes, Precise Mortgages and Personal Loans are 4.21% APRC.

Do Precise Mortgages do Unsecured Loans?

Yes, Precise Mortgages Unsecured Loans are 4.21% MER.

Do Precise Mortgages Do Loans To Consolidate Existing Borrowing?

Yes, the precise mortgage loans to consolidate existing Borrowings are 4.21% MER.

Do Precise Mortgages Do Loans For Poor Credit History?

Yes, Precise Mortgages Loans For Poor Credit History are 4.21% APR.

Can I Get A Mortgage At 65

Instant Debt Consolidation Loans

Do Precise Mortgages do Homeowner loans to consolidate existing debts?

Yes, Precise Mortgages and Homeowner loans to consolidate existing debts are 4.21% MER.

Do Precise Mortgages do Secure loans with no broker fees?

Yes, Precise Mortgages Secured loans with no broker fees are 4.21% APRC.

Do precise mortgages offer homeowner loans with no early repayment charge?

Precise Mortgages Homeowner loans with no early repayment charge are 4.21% APRC.

Do Precise Mortgages do Loans without an arrangement fee?

Yes, Precise mortgage loans without an arrangement fee are 4.21% APRC.

The mortgage lender will want to know if the property is a semi-detached freehold house or a Leasehold flat and if the occupier is an owner-occupier’s Primary Residence.

Santander Secured Loan
Metrobank Secured Loan
NatWest Bank Secured Loan
No Broker Fees Secured Loans
HSBC Bank Bridging Loans
Co-operative Bank Secured Loan
Halifax Secured Loan
Barclays Bank Secured Loan
Lloyds Bank Secured Loan
Secured Loans For Bad Credit

Precise Mortgages is a trading name of Charter Court Financial Services Limited, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register Firm Reference Number 494549).

Registered in England and Wales with company number 06749498. Registered office: 2 Charter Court, Broadlands, Wolverhampton WV10 6TD. Copyright © Precise Mortgages 2025.

https://www.precisemortgages-customers.co.uk/Products/SecondChargeLoans

How much can I borrow?

You can release 70% of your home’s value. For example, if your home is worth £360000 you can get £252000.