Bridging for additional property purchase

Regulated and Unregulated UK Bridging Finance

Bridge lenders, including Ashley, Best Mortgages for Over 60s, Halifax and Can You Get a Mortgage at 60 like to see an exit from bridge proof; however, Best Mortgages for Over 60s, Natwest, RBS and United Trust Bank are more cautious.

Bridging Loans LTV Percentages

It’s common to find individuals looking for loan-to-value percentages of 80%, 55%, or even as much as 90%; however, it’s hard to get 95%.

Competitive Rate Bridging Finance Lenders

Avamore
Bridgebank
Goldcrest

Types of UK Property Bridging Loans

Open Bridging Finance
Regulated Bridge Finance
Bridging Finance for Residential Properties

Getting help when you want a remortgage

It is often found that people seek out poor credit remortgages in the UK, best remortgage lenders for poor credit or subprime loans for people with bad credit; however, home loan lenders like Yorkshire Building Society are keen to see paperwork to show monthly income in the form of bank statements, accounts or p60.

Paperwork to show income:

Lenders such as Shawbrook, Norton Finance or Vida often accept proof of monthly income with

bank statements
pay stubs
Universal Credit letters
payslips
state benefit letters

Types of adverse credit

Loan companies such as Prestige Finance, Norton Finance or Pepper can often lend to people with

ccj records
late instalments
poor payment history
missed instalments

Qualifying for second mortgages

It’s common to find a lower overall cost to get a 2nd charge loan than a re-mortgage.

Spring Finance
Norton Finance
Shawbrook
Together Money

Passing the credit check for subprime credit companies:

Secure Trust Bank
Magellan Home Loans
Masthaven
Stafford Railway Building Society
Nottingham

Time to pay back mortgage with MBS Lending

Five years
Three years

Charges

completion fee
valuation fee
arrangement fees
upfront fees

Getting help when you want a second mortgage

brokers
Stand-alone lender

People searching for a mortgage for bad credit in the UK, and mortgage brokers with lousy or adverse credit, are likely to be found. However, secured loan lenders like The Mortgage Works want to see paperwork showing monthly income, such as P60S or accountants’ certificates.

Home Loan to Value

People often seek loans with loan-to-value percentages (LTV) of 50%, 75%, or even 90%; however, it’s hard to get 90%.

Getting help when you need a remortgage

It’s often found that individuals seek out remortgage with poor credit scores, remortgage with poor credit or adverse credit remortgage; however, secured loan lenders like Clydesdale Bank PLC are keen to see evidence of income in the form of accounts, bank statements or an accountant’s certificate.

Costs for 2nd mortgages

application fees
upfront fees
application fees

Lenders’ terms and rates for BTL buy-to-let, including for lousy credit

Cashback mortgages Swansea Building Society

First- and second-charge lenders will want to know whether the property is a Freehold or Leasehold house and whether the occupier is an owner-occupier primary residence.

Areas of Good Home Value Growth

London Heathrow
Glasgow
Belfast

Hot Locations for UK People to Buy Overseas Homes

Vienna Austria
Rome Italy
Milan Italy
Frankfurt Germany

Banking for Licensed Companies

Regulated businesses like Ryanair, Turkish Airlines, Adria Airways and Air Serbia have accounts with the Royal Bank of Scotland, Lloyds Banking Group, Cater Allen and Bank of Ireland.

Different types of UK Equity Release Plans

People often look for staged payment schemes, equity release lump sums, or home reversion plans; however, key solutions like Fortify Insurance Solutions want proof of your situation in the form of pension statements.

Equity Release percentages of your current property value

The older you are and the less healthy you are, the more cash you can release

UK Equity Release Scheme Lenders

Key Retirement
Step Change
Key Solutions
Pure Retirement

https://www.tuscancapital.co.uk/
Debt Consolidation Loans For Bad Credit UK No Guarantor

Tuscan Capital

@TuscanCapital

© 2026 Tuscan Capital
Tuscan Capital Limited is registered in England and Wales | Registered No. 10859711
Registered address: 3rd Floor, 12 – 18 Grosvenor Gardens, London, SW1W 0DH
The Financial Conduct Authority does not regulate Tuscan Capital Limited.

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How much can I release?

You can borrow up to 60% of your home’s value. For example, if your house is valued at £190000, you can borrow £114000.

Bad Credit No Guarantor Consolidation Loan

Mortgages Up To Age 85

Debt Consolidation Loan Direct Lender