Its often found to encounter individuals looking for very bad credit remortgage loans, remortgages with poor credit or remortgage for low credit however lenders like First Direct are keen to see evidence of income in the form of dwp letter, sa302 documents or pay stubs.
It’s common to find cheaper to get a second charge loan than a remortgage.
Its often found to encounter people seeking out adverse mortgage lenders, mortgage with poor credit rating or adverse credit mortgage lenders however loan companies like Secure Trust Bank are keen to see evidence of income in the form of sa302 documents, state benefit letters or sa302 documents.
It’s often found to encounter individuals searching for loan to value of 70%, 85% or even as much as 95% however its hard to get 95%.
It is usual to encounter people searching for specialist remortgage brokers, bad credit remortgage or poor credit remortgage lenders however home loan lenders like BM Solutions are keen to see evidence of monthly income in the form of wage slips, payslips or pay stubs.
The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the occupier is a Assured shorthold tenancy tenant.