Bridging Finance for Residential and Commercial Property
Briding loan lenders including Alternative Bridging, Bridging link, Halifax and Hope Capital like to see an exit route; however, Lowry, Oblix, Regentsmead Development Finance and Tuscan Capital are more careful.
Common Bridging Finance Loan to Value
It’s often found to encounter individuals searching for percentages for a loan to value of 60%, 75% or even as much as 95% however its hard to get 95%.
Competitive Rate Bridging Finance Lenders
- Amicus
- Castle Trust
- Holme
- Quivira
Types of UK Property Bridging Finance
- Closed Bridging
- Un-regulated Bridge Finance
- Residential Property Bridging Loans
Seeking guidance when its necessary for refinance
It’s common to encounter people seeking out remortgages for poor credit, bad debt remortgage lenders or best bank for bad credit remortgage however mortgage lenders like Mansfield are keen to see evidence of monthly income in the form of sa302 documents, universal credit letters or accountants certificate.
- West One Homeowner Loans
- Coventry Building Society Lifetime Mortgages
- Property Refurbishment Loans
- Halifax Bridging Loans
- Best Remortgage Deal
- Pepper Homeowner Loan Rates
- Rbs Equity Release Lifetime Mortgages
- Central Trust Loans
- Self Certified Mortgages
- Remortgage Deals For Bad Credit
- Together Short Term Loans
- Lendinvest Valuation
- How To Get Finance To Buy At Auction
- Castle Trust Bank
- Lloyds Bank Lifetime Mortgages
- Remortgage Cashback
- Fortwell Capital
- Best Remortgage Deals
- Masthaven Secured Loans Uk
- Equity Release Nationwide
- Mint Bridging Loans
- Vida 2Nd Mortgages
- Bridging Loans HSBC
- HSBC Mortgage Tier 2 Visa
- Optimum Credit 2Nd Mortgage
- Rbs Bridging
- Loan Tsb
- Fast Non-Status Bridging Loans
- United Trust Bank Bridging Loan Example
- Tsb Interest Only Lifetime Mortgages
- Amicus Finance
- Santander Equity Release Schemes
Evidence of income:
Lenders such as United Trust Bank, Norton Finance or Vida often accept paperwork to show income with
- bank statements
- investment statements
- sa302 documents
Common examples of bad credit history
Lenders such as Central Trust, Precise or 1st Stop Home Loans can often lend to people with
- county court judgements
- credit card arrears
Affordability criteria for 2nd mortgages
It’s usually a lower overall cost to get a secured loan than a refinance.
- Prestige Finance
- Paragon Personal Finance
- United Trust Bank
Choosing high-risk credit remortgage lenders:
- Secure Trust Bank
- Foundation Home Loans
- Masthaven
- Scottish Building Society
- Buckinghamshire Building Society
- Prestige
Available term of mortgage loans with Precise Mortgages
- Two years
- Six years
Mortgaging costs
- valuation fees
- solicitors fees
- broker fees
- lender fees
Finding help when you want a secured loan
- consultant
- financial advisor
- independent financial advisor
It is common to see people seeking out mortgage lenders for fair credit, bad credit history mortgages or mortgage lenders for bad credit, however, home loan lenders like Coventry Building Society-Godiva are keen to see proof of monthly income in the form of accounts, pay stubs or pay stubs.
Home Loan to Value
It is usual to find individuals seeking out a loan to value percentages of 60%, 75% or even as much as 90% however, it’s hard to get 95%.
Seeking guidance when you need a refinance
It is usual to discover people seeking out poor credit home loans refinance, remortgage for poor credit rating or terrible credit remortgage loans however mortgage lenders like TSB – Intermediaries are keen to see evidence of monthly income in the form of p60s, state benefit letters or accountants certificate.
Charges for homeowner loans
- broker fees
- product fee
- early repayment charge
Lenders terms and rates for Commercial Property including for poor credit
- First-time buyer mortgages Precise Mortgages
- Variable rate mortgages Paragon BTLPortfolio
The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the occupier is an Assured shorthold tenancy tenant.
Property Price Growth Areas
- Doncaster
- Glasgow
- Belfast
Hot Locations for British People to Buy Overseas Homes
- Zurich Switzerland
- Paris France
- Amsterdam Netherlands
- Stockholm Sweden
Banking for Companies
Regulated companies like Ryanair, Turkish Airlines, TAP Air Portugal and SmartWings Group, have accounts with Santander, Coutts & Company and Paragon.
Different types of Equity Release
It’s very regular to discover individuals searching for lifetime mortgage with flexible drawdown cash release, lump sum lifetime mortgages or monthly payment lifetime mortgage however Just Retirement like Maximum cover Equity Release are keen to see evidence of your circumstances in the form of investment statements.
How much is it common to release from a home
The more elderly you are and the more illnesses you have you are, the more tax-free cash you can release
Equity Release UK Providers
- Age Partnership
- More to Life
- Bower
- Legal & General
Comparing Monthly Bridging Loan Interest Rate To Octopus Finance
Based on a loan of £100,000.
Note | £ |
---|---|
BridgingLoans.co.uk 0.43% | £430 |
Octopus Finance 0.60% | £600 |
Monthly Saving with octopusproperty | £170 |
Debt Consolidation Loan Direct Lender
Debt Consolidation Loans For Bad Credit Unsecured
Octopus Finance Details
Phone Number: 0800 294 6850
Email Address: info@octopusproperty.com
Business Address: 33 Holborn, London, EC1N 2HT
Loan to value for equity release?
You can achieve 65% of your home’s value. As an example, if your home is valued at £310000 you can get £201500.