RBS Equity Release Plans

Apply for Equity Release from the Royal Bank of Scotland

OR compare the Royal Bank of Scotland equity release product with other lenders like the Halifax, Aviva or Hodge.

  • No monthly payments
  • Release a lump sum or get a monthly payment into your account
  • Use the money for anything you like
  • You don’t need to be an existing RBS or Natwest customer
  • Your Equity Release Requirements

  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy


Finding help when you need a quick remortgage

It is very regular to discover people looking for low credit remortgage lenders, adverse credit remortgage or bad credit remortgages however home loan lenders like Family Building Society are keen to see proof of affordability in the form of payslips, pension statements or sa302 documents.

Paperwork to show income:

Secured loan lenders such as Norton Finance, Central Trust or Clearly Loans often accept paperwork to prove income with

  • p60
  • accountants certificate
  • SA302

Types of impaired credit

Lenders such as Norton Finance, United Trust Bank or Norton Finance can usually loan to people with

  • default notices
  • late instalments
  • defaults

Sourcing 2nd mortgages

It’s sometimes a lower cost to get a secured loan than a re-mortgage.

Age criteria for Low credit score home purchase loans:

  • Together
  • MBS Lending
  • The Mortgage Lender
  • Masthaven
  • Coventry
  • Hanley Economic Building Society
  • Virgin Money PLC

Duration of payback cycle with Bluestone Mortgages

  • Nine years
  • 35 years


  • lender fees
  • valuation fee
  • application fees

Finding help when you want a secured loan

  • financial consultant
  • independent advisor

It’s common to discover individuals looking for a bad credit mortgage broker, best bad credit mortgage lenders or mortgage for people with bad credit however secured loan lenders like Landbay are keen to see proof of monthly income in the form of sa302 documents, wage slips or DWP letter.

Loan to value percentages

It is common to encounter individuals seeking out a loan to value percentages (LTV) of 60%, 55% or even as much as 95% however, it’s hard to get 90%.

Getting help when you need a remortgage

It is common to discover individuals looking for poor credit remortgage lenders, subprime remortgage companies or remortgage options for bad credit however home loan lenders like Optimum are keen to see paperwork to show income in the form of pay stubs, p60s or payslips.

Fees for 2nd charge secured loans

  • early repayment fee
  • valuation fee
  • product fee

Lenders terms and rates for BTL Buy to let including for sub prime credit

  • Capped rate mortgages Chorley Building Society
  • Discounted rate mortgages Halifax
  • Discounted rate mortgages Leeds Building Society

The lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the occupier is a Private Tenant.

RBS Equity Release is one of the lowest rate of products available.

The Royal Bank of Scotland plc, registered in Scotland no. SC083026. Registered office: 36 St Andrew Square, Edinburgh, EH2 2YB is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The Bank is entered in the FCA’s Register, and its Register number is 114724.

The Bank’s registered VAT number is GB 243852752. Credit facilities other than regulated mortgages are not regulated by the Financial Conduct Authority.