LTI is Loan to income ratio, and LTV is loan to value ratio. Ravenwood have a lender offering some borrowers 85% LTV 6x LTI Mortgages 2018 for some borrowers. The same little known lender can offer some borrowers 95% LTV and 5x LTI. Ideal for people without big commitments for car finance and credit cards.
Ravenwood Services have sourced mortgages for people that have been on a salary for a short length of time and they have sourced mortgages and remortgages for people with only One years accounts.
If you want to remortgage with bad credit the lenders expect the brokers to charge a fee to cover some costs.