Loans for bad credit, no guarantor, no fees, instant decision?
Is this you?
- Calls all the time from lenders you owe money to
- Messy multiple payments for different credit agreements at different times of the month
- Bounced direct debits with bank fees added on top
- Lots of the month left at the end of the money
The solution:
- A debt consolidation loan to pay off all the credit agreements you have
- Bad Credit is OK with no fees loans
- No Guarantor is required for no fee loans
- No fees are added on or collected upfront
- You get an instant decision
- You get a 3-month payment holiday at the start
- Similar to an interest-only mortgage, you can decide if you are going to pay the debt down or just pay interest
- Interest-only debt consolidation loans have very, very low monthly payments that can give you time to get back on your feet
How can I use the debt consolidation loan money to pay?
- Bills in arrears like gas, electric, water and council tax
- Credit cards
- Store cards
- Personal loans, including loans in arrears
- Expensive credit for washing machines and other household goods
- Arrears on car finance (HP/PCP/lease etc)
- Income tax and VAT payments due to HMRC
Please complete the form below to sort out your problems with a debt consolidation loan with no need for good credit, no need for a guarantor, and no fees to pay.
Mark from Birmingham
I lost my job and could not pay my loans, credit cards, car finance, and car tax. Nasty, evil, threatening letters from debt collectors rolled in daily. Once I got a new job, I got a debt consolidation loan, and I was able to pay off all the debt collectors. My monthly payment is only £241. Finding loans for bad credit with no guarantor, no fees, and instant decision direct lender was so approving for me.
Kate from Brighton
I paid off all my existing debts. It was a fantastic experience, as they call and call and call all the time if you do not pay on time. I now have one payment each month just after my payday. The interest you pay with this loan is much lower. I had to get an unsecured loan as I do not own a house or flat. Discovering no-fee loans was great for me.
Tony from Manchester
I had always gotten into a doom spiral of short-term and payday loans. I ended up thinking I was a Ponzi Schemer like Bernie Madoff! Now I have a debt consolidation loan. I have one payment coming out of my bank just after payday, at the same time as my rent and other bills. The discovery of loans with no guarantor and no upfront fees saved me from a lot of trouble.
Betty from Worcester
I used to have three credit cards, two catalogues, a store card, and a personal loan. My new debt consolidation loan paid off all these, and I only pay back £167 per month, which I can easily afford. Help with loans with no upfront fees and no guarantor was great for me.
Katherine from Winchester
Despite the coronavirus, I have had two great days in 2024. One day, I dumped my abusive boyfriend and got my place, and the other, I paid off all my old debts with my debt consolidation loan. I now have a low fixed monthly payment I can afford, and I will be debt-free in 2024! Ideal for me, bad credit loans are instant decisions with no fee.
Sally from Reading
With the help of my new job, the debt consolidation loan affordability assessments were no problem for me. The repayment terms and APR rates were much lower than those of my other credit cards, store cards, and guarantor loans. No-fee loans saved me.
Debt Consolidation Loans Bad Credit No Brokers
Tess from Wakefield
I had trouble with loan sharks at Bonker’s APR rates and needed to sort my debts out. I got a debt consolidation loan at a much lower rate, and I have just one monthly payment that I can afford. Qualifying for bad credit loans with no guarantor and no fees was so positive for me.
Graham from North London
I had six payday loans, a doorstep loan, a credit card, and a store card. Now, I have one payment I can afford. Life is easy. Finding loans with no fees was fantastic.
Wendy from Glasgow
My ex-boyfriend applied for loans and credit cards in my name and used them to buy things we did not need. I had so many things going out of my bank each month that I got payday loans. Now I have one personal loan, I was able to pay off all my debts, and I have one monthly payment I can afford. It is a relief!
Ellie From York
I had been in an abusive relationship, and my ex-boyfriend got me into a lot of debt. I paid off all these debts, and now I have a single payment just after payday that I can easily afford.
Steve from Croydon
I got into a lot of gambling debt with credit cards, loans, and doorstep loans. During the lockdown, I decided to quit gambling and sort my life out. I got a debt consolidation loan and paid off all my old, defaulted debts, and now I will be debt-free in 2025. Outstanding loans for bad credit, no guarantor, no fees, and instant decision direct lenders helped me greatly.
Anne from Swindon
With my occupation, I could not have any CCJs. I used the debt consolidation loan to pay the debt collector, Lowell, so they did not throw me in court. The loan saved my job, and I am so grateful. No-fee loans are a great thing.
Heather from Westminster
I had many monthly direct debits for loans, credit cards, sofas and car payments. The direct debits were constantly bouncing because I did not have the money. Now I have paid everything off; I have one payment that comes out at the right time of the month. Finding loans with no upfront fees and no guarantor was great for me.
Jill from Tooting
I had a personal and guarantor loans, all at a high percentage rate. I have now paid off my other loans, parking tickets, and car road tax. I have one monthly payment that I can afford.
Helen from Dorset
I owed money to many debt collectors, including Cabot, Link Financial, Lowell, and Advantis. I managed to negotiate full and final settlements with all of them. They got between 10 and 20p in the pound. My debt consolidation loan paid for all these, and I can afford the payment. I even have enough monthly money to get my hair and nails done!
Jane from Bridgewater
My new unsecured debt consolidation loan has reduced my monthly payments from a total of £568 to only £290, and now I am paying down my debt. I don’t have credit cards anymore, and that goes on forever.
Jennifer from Wolverhampton
The APR on my new unsecured loan is much lower than the APR on my credit cards and store cards; it is all easier to manage with a fixed monthly repayment that I can afford.
Loans for bad credit no guarantor no fees instant decision
Sounds like a bit of a mouthful. But that’s what people need. People need money quickly during the crisis.
What sort of fool wants to pay a big fee to a broker? Isn’t that a waste of money?
An even bigger fool would ask a family member or a friend to be a guarantor for a high-interest loan. That’s hurting you, not helping you.
These days, a large number of people have bad credit because of COVID-19, so discriminating is wrong.
No fees loans – loans uk no credit check, no guarantor
Do you want a fee added to your loan or, even worse, have to pay a fee upfront? Isn’t that simply making a bad situation worse?
These are examples of low-rate secured loans for UK homeowners
Metrobank Secured Loan
NatWest Bank Secured Loan
No Broker Fees Secured Loans
HSBC Bank Bridging Loan
Co-operative Bank Secured Loan
Halifax Secured Loan
Bank Secured Loan
Lloyds Bank Secured Loan
Bad Credit Secured Loan
Mortgages for the UK and other EU countries
Non Status Mortgages
Self Cert mortgages
Self Cert Mortgages Spain
Interest Only Buy to Let Mortgages
Remortgages from Ravenwood Services
High Loan to Value Buy to Let Property Mortgages
Unsecured debt consolidation loans – loans for bad credit no guarantor, no fees, instant decision
These are loans that are easy to qualify for to consolidate your debt to a more manageable level at lower rates
Coronavirus representative example
loan without a guarantor
Unsecured Debt Consolidation Loans credit check
NHS or Social Care Workers have bad credit loans
Some partners are authorised and regulated by the financial conduct authority (FCA), and some have or do not have a company number. The availability of loans without a guarantor and no broker has helped many people.
Interest Only Mortgages For Pensioners
Debt Consolidation Loan Bad Credit No Guarantor
Registered office or reference number. Be cautious of hidden fees on short-term loans—check the total amount and make sure another person helps you apply today. It could be unwise to get guarantor loans or other short-term loans, as late repayment can cause a lot of trouble for your guarantor that you don’t want.
Payday loans without a guarantor can cause serious money problems. 36-month monthly repayment direct lender quick loans can have a very high rate, making it hard to repay the loan.
For money problems for help go to money advice service org UK and avoid anyone that isn’t on the financial services register or without an England and Wales company number
https://www.stepchange.org/debt-info/debt-consolidation.aspx
Finding bad credit loans with no fees, no guarantor, and no broker can help you, too!
A no-guarantor loan can be a great way of cleaning up multiple messy debts. It could be wise to avoid payday loans for bad credit with no upfront fees at all costs!