Loans for bad credit no guarantor no fees instant decision?
Is this you?
- Calls all the time from lenders you owe money to
- Messy multiple payments for different credit agreements at different times of the month
- Bounced direct debits with bank fees added on top
- Lots of the month left at the end of the money
- A debt consolidation loan to pay off all the credit agreements you have
- Bad Credit is OK
- No Guarantor is required for no fees loans
- No fees are added on or collected upfront
- You get an instant decision
- You get a 3 month payment holiday at the start
- Similar to an interest-only mortgage you can decide if you are going to pay the debt down or just pay interest
- Interest-only debt consolidation loans have very, very low monthly payments that can give you time to get back on your feet
What can I use the debt consolidation loan money to pay?
- Bills in arrears like gas, electric, water and council tax
- Credit cards
- Store cards
- Personal loans including loans in arrears
- Expensive credit for washing machine and other household goods
- Arrears on car finance (HP/PCP/lease etc)
- Income tax and VAT payments due to HMRC
Please complete the form below to sort out your problems with a debt consolidation loan with no need for good credit, no need for a guarantor, no fees to pay.
Mark from Birmingham
I lost my job and could not pay my loans, credit cards, car finance and car tax. Nasty, evil threatening letters from debt collectors rolled in daily. Once I got a new job, I got a debt consolidation loan, and I was able to pay off all the debt collectors. My monthly payment is only £241 per month
Kate from Brighton
I paid off all my existing debts, it was a fantastic experience as they call and call and call all the time if you do not pay on time. I now have one payment each month just after my payday, the interest you pay with this loan is much lower. I had to get an unsecured loan as I do not own a house or flat.
Tony from Manchester
I had got into a doom spiral of short-term loans and payday loans all the time, I ended up thinking I was a Ponzi Schemer like Bernie Madoff! Now I have a debt consolidation loan I just have one payment coming out of my bank just after payday at the same time as my rent and other bills.
Betty from Worcester
I used to have 3 credit cards, 2 catalogues, a store card, and a personal loan. My new debt consolidation loan paid off all these and I only pay back £167 per month that I can easily afford.
Katherine from Winchester
I have had two great days in 2020, despite the coronavirus. One day was when I dumped my abusive boyfriend and got my own place, and the other was when I paid off all my old debts with my debt consolidation loan. I now have a low fixed monthly payment I can afford, and I will be debt-free in 2023!
Sally from Reading
With the help of my new job, the debt consolidation loans affordability assessments were no problem for me. The repayment terms and APR rates were much lower than my other credit cards, store card and guarantor loan.
Tess from Wakefield
I had got in trouble with loan sharks at bonkers APR rates and I needed to sort my debts out. I got a debt consolidation loan at a much lower rate and I have just one monthly payment that I can afford.
Graham from North London
I had 6 payday loans, a doorstep loan, a credit card, and a store card. Now I just have one payment I can afford. Life is easy
Wendy from Glasgow
My ex-boyfriend had applied for loans and credit cards in my name and run them up buying things we did not need. I had so many things going out of my bank each month I ended up getting payday loans. Now I have one personal loan I was able to pay off all my debts and have one monthly payment I can afford. It is a relief!
Ellie From York
I had been in an abusive relationship and my ex-boyfriend got me into a lot of debt. I paid off all these debts and now I have a single payment just after payday that I can easily afford
Steve from Croydon
I got into a lot of gambling debt with credit cards, loans, and doorstep loans. During the lockdown, I decided to quit gambling and sort my life out. I got a debt consolidation loan and paid off all my old, defaulted debts and now I will ben debt free in 2025. Great loans for bad credit no guarantor no fees instant decision direct lender helped me a lot.
Anne from Swindon
With my occupation, I could not have any CCJ’s ever. I used the debt consolidation loan to pay the debt collector Lowell, so they did not throw me in court. The loan saved my job I am so grateful. No fees loans are a great thing.
Heather from Westminster
I had so many direct debits each month for loans, credit cards, sofas and car payments. The direct debits were always bouncing because I did not have the money. Now I have paid everything off I just have 1 payment that comes out at the right time of the month.
Jill from Tooting
I had a personal loan, a guarantor loan, all at a high percentage rate. Now I have paid off my other loans, my parking tickets, and my car road tax. I just have one monthly payment that I can afford.
Helen from Dorset
I owed money to lots of debt collectors including Cabot, Link Financial, Lowell and Advantis. I managed to do a deal with all of them to make full and final settlements. They got between 10 and 20p in the pound. My debt consolidation loan paid for all these debts and the payment I can afford. I even have enough money left over each month to get my hair and nails done!
Jane from Bridgewater
My new unsecured debt consolidation loan has made multiple payments each month reduce from a total of £568 a month to only £290 a month, and now I am paying debt down I don’t have credit cards any more that go on forever.
Jennifer from Wolverhampton
The APR representative of my new unsecured loan is much lower than the credit cards and store cards I had; it is all easier to manage with a fixed monthly repayment that I can afford.
Loans for bad credit no guarantor no fees instant decision
Sounds like a bit of a mouthful, doesn’t it? But that’s what people really need. People need money quickly during the crisis.
What sort of fool wants to pay a big fee to a broker? Isn’t that a waste of money?
An even bigger fool would as a member of their family or a friend to be a guarantor for a high-interest loan. That’s hurting you not helping you.
A good chunk of people have bad credit these days because of COVID 19 so discriminating is very wrong.
No fees loans
Do you really want a fee added to your loan or even worse have to pay a fee upfront? Isn’t that simply making a bad situation worse?
These are examples of low rate secured loans for UK homeowners
Metrobank Secured Loan
NatWest Bank Secured Loan
No Broker Fees Secured Loans
HSBC Bank Bridging Loan
Co-operative Bank Secured Loan
Halifax Secured Loan
Bank Secured Loan
Lloyds Bank Secured Loan
Bad Credit Secured Loan
Mortgages for the UK and other EU countries
Unsecured debt consolidation loans – loans for bad credit no guarantor no fees instant decision
These are loans that are easy to qualify for to consolidate your debt to a more manageable level at lower rates
Some partners authorised and regulated by the financial conduct authority FCA some with or without a company number, regist
ered office or reference number. Be cautious of hidden fees on short term loans – check the total amount and make sure another person helps you apply today. It could be unwise to get guarantor loans or other short term loans as late repayment can cause a lot of trouble for your guarantor that you don’t want.
Payday loans without a guarantor can cause you serious money problems. 36 months monthly repayment direct lender quick loans can have a very high rate with will make it hard to repay the loan.
For money problems for help go to moneyadviceservice org UK and avoid anyone that isn’t on the financial services register or without an England and Wales company number