Regulated and Unregulated UK Bridging Loans

Bridge lenders like Amicus, Bridgebank, Funding 365, and LendInvest would like to see an exit from Bridge Proof. However, Lowry, Natwest, Precise, and United Trust Bank are more careful.

Bridging Finance LTV

It’s often found that individuals seek out loans with loan-to-value percentages (LTV) of 60%, 75%, or even as much as 95%. However, it’s hard to get 90%.

Fast Acting Bridging Lenders

Types of Bridge Finance

Open Bridging Finance
Regulated Residential Bridge Finance
Bridging Finance for Commercial Property
Stop Repossession Bridging Finance

Finding help when you need a refinance

People often find themselves looking for bad credit remortgage brokers, how can I get a remortgage with bad credit or subprime remortgage lenders in the UK, etc. However, loan companies like TSB—Intermediaries are keen to see paperwork showing income in the form of universal credit letters, wage slips, or pay stubs.

Paperwork to show income:

Lenders such as Spring Finance, Together Money or Vida often accept proof of income with

p60s
pension statements
payslips

Examples of bad credit

Lenders such as Clearly Loans, 1st Stop Home Loans or Vida can often lend to people with

county court judgments
late instalments
ccj records

Opportunity for secured loans

It’s sometimes cheaper to get a secured loan than a remortgage.

Central Trust
Equi finance
Pepper
Precise

Finding lousy credit history remortgage lenders:

Pepper
Foundation Home Loans
Masthaven
Bath Inv and Building Society
Beverley
Metro Bank Plc
Bank of Ireland
Bank of China UK

The repayment term of loans with the Hanley Economic Building Society

28 years
Three years
30 years

Remortgage fees

completion fee
lender fees
product fee

Getting help when it’s necessary for a homeowner loan

independent advisor
consultant
independent broker

It’s common to discover individuals seeking out subprime loans for people with bad credit, mortgages for low credit, or mortgage companies for bad credit. However, secured loan lenders like Paragon NonPortfolio are keen to see paperwork showing income in the form of state benefit letters or investment statements.

Percentages for Loan to Value

It is very regular to encounter people seeking a home loan with a mortgage value of 60%, 85%, or even as much as 90%; however, it’s hard to get 95%.

Finding help when you need a remortgage

It’s common to encounter individuals seeking out remortgage brokers with lousy credit, subprime remortgage in the UK, or low-credit remortgage lenders. However, mortgage lenders like Leeds Building Society are keen to see paperwork showing income in the form of bank statements, accounts, or pay stubs.

Costs for secured loans

application fees
upfront fees

Mortgage lenders offer for Main residence, including for those with Low credit score

Buy to let mortgages Masthaven
Discounted rate mortgages Bank of Ireland NI

The first and second charge lenders will want to know if the property is a Freehold house or a Leasehold flat with a share of freehold and if the occupier is an Assured shorthold tenant.

Property Price Growth Areas

Bristol
Glasgow
London Gatwick

Top Locations for British People to Buy Overseas Holiday Property

Malaga Spain
Dusseldorf Germany
Dublin Ireland
Oslo Norway

Banking for Companies

Regulated businesses like International Airlines Group, SAS Group, Ural Airlines, and SmartWings Group use RBS, Barclays, Coutts & Company and Bank of Ireland.

Types of Equity Release for Homeowners

It’s usual to find people looking for a lifetime mortgage with flexible drawdown cash release, monthly payment lifetime mortgage, or home reversion plans. However, Legal & General, like Legal & General, is keen to see paperwork showing your circumstances in the form of pension statements.

How much is it expected to release from a home

The more elderly you are and the more unhealthy you are, the more cash you can release

Equity Release Scheme Providers

Key Solutions
Crown
Key Retirement

Greenfield Capital Bridging Loan – 0.47% per month