Open and Closed Bridging Loans for UK Residential Property

Bridging finance companies including Alternative Bridging, Fortwell, Holme and Kuflink like to see an exit from bridge proof; however, Lowry, Octopus, RBS and TSB are more cautious.

Bridging Finance LTV Percentages

It’s very regular to encounter people are seeking out a loan to value percentages (LTV) of 80%, 65% or even as much as 95% however its hard to get 90%.

Fast Acting Bridging Lenders

Avamore
Fortwell
Halifax
Hope Capital
Octopus
Yorkshire Bank

Types of Bridging

Closed Bridging Finance
Unregulated Bridge Loans
Bridging Loans for Commercial Property
Chain Breaking Bridging Finance

Getting help when you want a fast remortgage

It is usual to find individuals searching for a remortgage for bad credit the UK, adverse credit remortgages or no credit check remortgage lenders however secured loan lenders like Hinckley and Rugby Building Society are keen to see paperwork to show monthly income in the form of wage slips, DWP letter or pension statements.

Paperwork to show income:

Loan companies such as Equifinance, Together Money or Pepper often accept paperwork to prove income with

state benefit letters
accountants certificate
p60s

Types of impaired credit

Lenders such as Shawbrook, Paragon Personal Finance or Shawbrook can often give loans to people with

late payments
Default Notices
ccj’s

Sourcing secured loans

It’s common to find it cheaper to get a homeowner loan than a refinance.

Spring Finance
Precise
Optimum Credit
Prestige Finance
Masthaven

Finding subprime credit mortgage companies:

Masthaven
Cambridge Building Society
Vida Home Loans
Tesco Bank
Loughborough Building Society
Tipton and Coseley
Bank of China UK

Duration of payback cycle with The Mortgage Lender

15 years
Three years

Mortgaging costs

completion fee
early repayment charge
product fee

Seeking guidance when it’s necessary for a 2nd charge loan

financial consultant
consultant

It’s usual to discover people searching for bad credit history mortgage lenders, mortgage lenders for fair credit or where to get a mortgage with bad credit however secured loan lenders like The Mortgage Works are keen to see evidence of monthly income in the form of accounts, investment statements or accountants certificate.

Loan to value percentages

It’s very regular to encounter individuals searching for a mortgage loan to value of 70%, 85% or even as much as 95% however its hard to get 90%.

Getting help when you want a speedy remortgage

It is usual to encounter people looking for high-risk remortgage companies, adverse credit remortgage broker or best remortgage lenders for lousy credit however lenders like Ipswich are keen to see paperwork to show income in the form of wage slips, wage slips or pension statements.

Charges for secured loans

Completion fee
Valuation Fee
Broker Fee

Lenders terms and rates for Main residence including for hefty adverse credit

Flexible mortgages Buckinghamshire Building Society
Cashback mortgages Expat Packager

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold house and if the occupier is an Owner Occupier.

Areas of Good UK Home Value Growth 2023

Bristol
London Luton
London Gatwick

Hot Locations for UK People to Buy Overseas Property

Helsinki Finland
Berlin Germany
Amsterdam Netherlands

Banks used by Large Corporations

Regulated businesses like BA British Airways, SAS Group, Wizz Air and Aegean Airlines, use National Westminster, Lloyds Banking Group, Cater Allen and TSB.

Types of Equity Release for UK homeowners

It’s very regular to discover people searching for monthly payment lifetime mortgage, lump sum lifetime mortgages or monthly payment equity release however More2Life like AIG Life is keen to see evidence of your situation in the form of bank statements.

Equity Release percentages of your current property value

The older you are and the more illnesses you have you are, the more tax-free cash you can release

Providers for UK Equity Release

Sunlife Plans
Norwich Union
the Telegraph
The Exeter Equity Release

Contact Us

Contact United Trust Bank today.
Debt Consolidation Loans Bad Credit No Guarantor Direct Lender

Switchboard: 020 7190 5555
Fax: 020 7190 5550
Email: info@utbank.co.uk

United Trust Bank
One Ropemaker Street
London EC2Y 9AW

https://twitter.com/unitedtrustbank

How much can I release?

You can achieve 60% of your property’s value. For example, if your home is worth £240000 you can borrow £144000.

Debt Consolidation Loan Bad Credit No Guarantor

Over 60S Mortgages

Debt Consolidation Loan No Guarantor