Shawbrook Secured Loans for people with Poor Credit

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Homeowner Equity release plan

Interest-only lifetime mortgages

Equity release plans

Finding help when you need a quick remortgage

It’s very regular to find people seeking out adverse remortgage lenders, adverse credit remortgages uk or remortgage with poor credit score however home loan lenders like Bluestone Mortgages are keen to see paperwork to show affordability in the form of pay stubs, p60s or state benefit letters.

Evidence of income:

Lenders such as Central Trust, United Trust Bank or Shawbrook often accept evidence of monthly income with

  • investment statements
  • pay stubs
  • dwp letter
  • accounts

Examples of poor credit

Lenders such as Norton Finance, 1st Stop Home Loans or Masthaven can often give loans to people with

  • Defaults
  • county court judgements

Passing the credit check for second charge secured loans

It’s sometimes a lower overall cost to get a second charge secured loan than a remortgage.

  • United Trust Bank
  • Equifinance

Sourcing heavy adverse credit lenders with high acceptance:

  • Magellan Home Loans
  • MBS Lending
  • Cambridge Building Society
  • Newbury

Time to payback mortgage with The Mortgage Lender

  • 9 years
  • 5 years

Mortgaging costs

  • booking fee
  • application fees
  • solicitors fees
  • application fees

Seeking guidance when you want a a secured loan

  • independent financial advisor
  • financial advisor

It’s usual to discover individuals seeking out bad credit mortgage advice, best bad credit mortgage lenders or mortgages for bad credit history however home loan lenders like Saffron Building Society are keen to see evidence of monthly income in the form of dwp letter, bank statements or accountants certificate.

Loan to Value

It is very regular to discover individuals seeking out mortgage loan to value (LTV) of 50%, 85% or even as much as 90% however its hard to get 95%.

Finding help when you want a re-finance

It is common to encounter people looking for low credit score remortgage lenders, remortgage loans for people with bad credit or morgage with bad credit however secured loan lenders like Step One Finance are keen to see paperwork to show income in the form of state benefit letters, sa302 documents or payslips.

Additonal costs for secured loans

  • solicitors fees

Mortgage lenders offers for Buy to let Residential Property including for adverse credit

  • First time buyer mortgages Kent Reliance
  • Offset mortgages HSBC Direct

The mortgage lender will want to know if the property is a Detached freehold house or a Leasehold flat and if the occupier is a Owner Occupier.

  • pension statements