Flexible Self Cert Mortgages for Spanish Property


  • Purchase a property in Spain where LTV (loan to value) is calculated based on the valuation, not the purchase price
  • Remortgage a Spanish property where existing lenders terms are no longer suitable because of age or other issues like divorce
  • Remortgage a Spanish property to release equity for any purpose

This is a true “non-status” product that requires no proof of income and no residency requirements. Individual owners or more complex corporate structures are also considered.

It’s ideal for your own primary residence, holiday home, long term buy to let property or holiday let business.  The lender has an openminded approach to your age and understands that people have lots of different sources of income often ignored by traditional Spanish bank lenders.

European self-cert mortgages can allow you to raise capital quickly for the purchase of another property or business. For high net worth individuals with complex tax affairs, it could allow home equity to be used for the purchase of stocks and bonds that are difficult to leverage.

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Secured Loans

Metrobank Secured Loan
NatWest Bank Secured Loan
HSBC Bank Bridging Loans
Co-operative Bank Secured Loan
Halifax Secured Loan
Bank Secured Loan
Lloyds Bank Secured Loan


Non Status Mortgages
Self Cert mortgages
Self Cert Mortgages Spain
No Broker Fees Secured Loans
Interest Only Buy to Let Mortgages
Remortgages from Ravenwood Services
High Loan to Value Buy to Let Property Mortgages

Debt Consolidation Loans

No Guarantor
Non Homeowner
Unsecured Debt Consolidation Loans
NHS or Social Care Worker

Debt Consolidation Loans For Bad Credit Unsecured