Precise offer some very competitive mortgage rates for people with some bad credit history.
They offer:
- Residential Mortgages
- Buy to Let Mortgages
- Second Charge Loans (secured homeowner loans)
- Bridging Finance
For residential mortgages some features include:
- First-time buyers
- Self-employed with one year’s accounts or sa302
- Finance for new builds
- Maximum Loan to value of 85%
- Help to buy
- Help to buy London
- History of DMP over 36 months ago
- Right to Buy
- Flats over commercial premises
- Remortgages with no product fees and some free legal fees
Buy to Let mortgages:
- Maximum Loan to Value 80%
- No personal income requirement with most btl mortgages
- Mortgage term up to 35 years
- Maximum age at applications 80 years
- HMO’s
- Some high rise flats
- Some tolerance of bad credit history
Bridging Finance:
- HMO‘s considered
- Some properties up to 18 months others up to 12 months
- Exit bridge to Buy to Let
- Light to Heavy refurbishment
- https://en.wikipedia.org/wiki/Automated_valuation_model on some types of properties
- First or second charge lending
- Regulated or Non-regulated finance
Precise currently don’t offer Equity Release Products
Videos from the official Precise Mortgages YouTube Channel
Purchases and remortgages
Buy to let calculator
Debt Consolidation Loan Bad Credit No Guarantor
Debt Consolidation Loan Bad Credit No Guarantor
The second charge secured loans
Debt Consolidation Loan Bad Credit Direct Lender
- Self Employed Mortgages With 12 Months Accounts
- Best Remortgage Deals 2023
- Bridging Loan For Auction Properties
- Santander Equity Release Lifetime Mortgages
- Yorkshire Building Society Lifetime Mortgages
- Amicus Property Finance
- Borrow new money to pay back old debts with bad credit
- Best Remortgage Deals With No Fees
- Zorin Bridging Loan
- Yorkshire Bank Bridging
- Short Term Financing
- Mint Bridging
- West One Homeowner Loan Rates
- Precise Mortgage Affordability Calculator
- United Trust Bank Secured Loan Rates
- Coventry Building Society
- Oblix Short Term Loan
- Secured Loans For Bad Credit Direct Lenders
- Six Times Income Mortgage
- Tuscan Capital Bridging Finance
- Natwest Bridging Finance
- Regentsmead Development Quick Bridging Loans
- Nationwide Building Society Equity Release Mortgage
- Hfbs
- Homeowner Loans Uk
- Equifinance Secured Loans
- Bridging Loan Providers
- Best Semi Commercial Mortgage
- 90% Buy To Let Mortgages
- Home Secured Loans
- Octopus Bridging Finance
- Norton Finance Second Mortgages
- How Do I Release Equity From My House
- Lloyds Bridging Loan
- Refurbishment Mortgage
How much can I get?
You can achieve 65% of your home’s valuation. As an example, if your house is valued at £210000 you can get £136500.