Have you been negatively affected by the COVID19-Coronavirus crisis? Do you need non homeowner loans?
- Arrears in your council tax, water bills, electricity bills, or gas bills
- Arrears in your car finance PCP, HP, loan, or lease
- Missed payments on credit cards, loans, store cards, and finance for domestic goods
- Is your contract mobile close to being cut off because it’s in arrears?
- Is your relationship with your landlord souring due to rent arrears piling up, even though it’s not your fault
If you can sign a legal declaration that you or someone close to you has been negatively affected by the coronavirus this can be enough to qualify you for a Debt Consolidation Loan. Get a simple loan to clear some debts completely or pay arrears off so you are back on your feet.
Is this you:
- A non-homeowner
- Have a bad credit score including missed payments and defaults/ccj’s.
- Have no one to ask or no one willing to be a guarantor
Ellie From York
I had been in an abusive relationship and my ex-boyfriend got me into a lot of debt. I paid off all these debts and now I have a single payment just after payday that I can easily afford
Helen from Dorset
I owed money to lots of debt collectors including Cabot, Link Financial, Lowell and Advantis. I managed to do a deal with all of them to make full and final settlements. They got between 10 and 20p in the pound. My debt consolidation loan paid for all these debts and the payment I can afford. I even have enough money left over each month to get my hair and nails done!
Wendy from Glasgow
My ex-boyfriend had applied for loans and credit cards in my name and run them up buying things we did not need. I had so many things going out of my bank each month I ended up getting payday loans. Now I have one personal loan I was able to pay off all my debts and have one monthly payment I can afford. It is a relief!
Tess from Wakefield
I had got in trouble with loan sharks at bonkers APR rates and I needed to sort my debts out. I got a debt consolidation loan at a much lower rate and I have just one monthly payment that I can afford.
Graham from North London
I had 6 payday loans, a doorstep loan, a credit card, and a store card. Now I just have one payment I can afford. Life is easy
Steve from Croydon
I got into a lot of gambling debt with credit cards, loans, and doorstep loans. During the lockdown, I decided to quit gambling and sort my life out. I got a debt consolidation loan and paid off all my old, defaulted debts and now I will ben debt free in 2025.
Mark from Birmingham
I lost my job and could not pay my loans, credit cards, car finance and car tax. Nasty, evil threatening letters from debt collectors rolled in daily. Once I got a new job, I got a debt consolidation loan, and I was able to pay off all the debt collectors. My monthly payment is only £241 per month
Katherine from Winchester
I have had two great days in 2022, despite the coronavirus. One day was when I dumped my abusive boyfriend and got my own place, and the other was when I paid off all my old debts with my debt consolidation loan. I now have a low fixed monthly payment I can afford, and I will be debt-free in 2023!
Tony from Manchester
I had got into a doom spiral of short-term loans and payday loans all the time, I ended up thinking I was a Ponzi Schemer like Bernie Madoff! Now I have a debt consolidation loan I just have one payment coming out of my bank just after payday at the same time as my rent and other bills.
Jennifer from Wolverhampton
The APR representative of my new unsecured loan is much lower than the credit cards and store cards I had; it is all easier to manage with a fixed monthly repayment that I can afford.
Anne from Swindon
With my occupation, I could not have any CCJ’s ever. I used the debt consolidation loan to pay the debt collector Lowell, so they did not throw me in court. The loan saved my job I am so grateful.
Heather from Westminster
I had so many direct debits each month for loans, credit cards, sofas and car payments. The direct debits were always bouncing because I did not have the money. Now I have paid everything off I just have 1 payment that comes out at the right time of the month.
Jane from Bridgewater
My new unsecured debt consolidation loan has made multiple payments each month reduce from a total of £568 a month to only £290 a month, and now I am paying debt down I don’t have credit cards any more that go on forever.
Sally from Reading
With the help of my new job, the debt consolidation loans affordability assessments were no problem for me. The repayment terms and APR rates were much lower than my other credit cards, store card and guarantor loan.
Jill from Tooting
I had a personal loan, a guarantor loan, all at a high percentage rate. Now I have paid off my other loans, my parking tickets, and my car road tax. I just have one monthly payment that I can afford.
Betty from Worcester
I used to have 3 credit cards, 2 catalogues, a store card, and a personal loan. My new debt consolidation loan paid off all these and I only pay back £167 per month that I can easily afford.
Kate from Brighton
I paid off all my existing debts, it was a fantastic experience as they call and call and call all the time if you do not pay on time. I now have one payment each month just after my payday, the interest you pay with this loan is much lower. I had to get an unsecured loan as I do not own a house or flat.
If you are a Non-homeowner or a tenant who needs to consolidate debts, you have bad credit, you don’t want to get a guarantor and you need an instant decision you could be able to get a loan by filling in the form above.
Secured Loans not non homeowner guarantor loans
Metrobank Secured Loan
NatWest Bank Secured Loan
No Broker Fees Secured Loans
HSBC Bank Bridging Loans
Co-operative Bank Secured Loan
Halifax Secured Loan
Bank Secured Loan
Lloyds Bank Secured Loan
Secured Loans With Bad Credit
Debt Consolidation Loans – non homeowner loans