Open and Closed Bridging Finance for UK Residential and Commercial Property

Bridge lenders including Amicus, Bridgebank, Halifax and HSBC like to see an exit from bridge proof; however, Lloyds bank, Natwest, Santander and TSB are more careful.

Common Bridging Loans Loan to Value

It is usual to discover people searching for lenders typical loan to value of 70%, 65% or even as much as 90% however its hard to get 95%.

Competitive Rate Bridging Finance Lenders

Affirmative
Castle Trust
Funding 365
Ortus
Precise

Types of UK Bridging Loans

Open Bridging Loans
Unregulated Bridge Finance
Bridging Finance for Commercial Property
Stop Repossession Finance

Getting help when you want a re-finance

It is usual to encounter people searching for adverse credit remortgage lenders UK, remortgage with poor credit or bad credit history remortgage lenders however loan companies like Furness Building Society are keen to see paperwork to show monthly income in the form of state benefit letters, bank statements or pay stubs.

Evidence of income:

Lenders such as Central Trust, Precise or United Trust Bank often accept paperwork to show income with

sa302 documents
pension statements

Examples of Low credit score

Loan companies such as Spring Finance, Norton Finance or 1st Stop Home Loans can often extend credit to people with

ccj records
discharged bankrupt

Choosing secured loans

It’s usually cheaper to get a second charge loan than a re-mortgage.

Equifinance
Together Money
Optimum Credit

What to expect for lousy credit history home loans:

Pepper
Buckinghamshire Building Society
Vida Home Loans
TSB – Intermediaries
The Mortgage Lender

Bad Credit Loans With Guarantor

Examples of repayment time frame with MBS Lending

Two years
Three years

Mortgage fees

valuation fees
solicitors fees
application fees

Finding help when you need a secured loan

independent broker
financial consultant
advisor

It’s often found to find individuals looking for bad credit history mortgage, mortgages for poor credit or bad credit mortgage brokers, however, loan companies like Coventry are keen to see evidence of monthly income in the form of DWP letter, p60 or accountants certificate.

Home Loan to Value

It is very regular to encounter individuals seeking out a loan to value percentages of 50%, 85% or even as much as 90% however it’s hard to get 95%.

Getting help when you need a fast remortgage

It’s common to encounter people searching for best remortgages for lousy credit rating remortgages bad credit or remortgages for lousy credit however loan companies like Cambridge Building Society are keen to see proof of affordability in the form of DWP letter, sa302 documents or p60.

Charges for secured loans

broker fees
application fees

Types of mortgages lenders offer for Primary Residence including for lousy credit

Offset mortgages First Direct

The lender will want to know if the property is a Freehold house or a Leasehold house and if the occupier is an Owner Occupier.

Property Price Growth Areas 2023

Sheffield
Glasgow
Liverpool

Popular Locations for British People to Buy Overseas Holiday Homes

Malaga Spain
Berlin Germany
Munich Germany
Lisbon Portugal
Brussels Belgium

Banking for Companies

Companies including Ryanair, SAS Group, Pegasus Airlines and Air Italy, use Royal Bank of Scotland, Coutts & Company and Paragon.

Different types of UK Equity Release Schemes

It is often found to encounter people looking for home reversion plans, monthly payment lifetime mortgage or lumpsum lifetime mortgages however Sunlife Plans like AA equity release are keen to see evidence of your circumstances in the form of pension statements.

Equity Release LTV

The more aged you are and the more unhealthy you are, the more tax-free money you can release

Equity Release Lenders

Sunlife Plans
Bridgewater
Aviva
Bridgewater

https://www.masthaven.co.uk/intermediaries/home

020 7036 2000 90 Long Acre, London, WC2E 9RA info@masthaven.co.uk

Masthaven Bank Limited is a company registered in England & Wales with registration number 09660012. Registered office address 90 Long Acre, London WC2E 9RA. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no. 719354).

Unsecured Debt Consolidation Loans For Poor Credit

Mortgage Over 60

Consolidation Loans For Poor Credit

How much can I get?

You can achieve 60% of your home’s value. As an example, if your house is valued at £290000 you can release £174000.