InterBay – bridge-to-term

Bad credit bridging
7 day Bridging Finance
No credit check Bridging Finance
Bridge before Sale
Interest-only

Bad credit bridging
7 day Bridging Finance
No credit check Bridging Finance

Regulated and Unregulated Bridging Finance

Bridge lenders like Affirmative, Castle Trust, Goldcrest and InterBay, like to see an exit from bridge proof; however, Masthaven, Ortus, Quivira and Together are more careful.

Bridging Finance Loan to Value

It is usual to discover individuals looking for loan to value of 80%, 85% or even as much as 90% however its hard to get 90%.

Quick Acting Bridging Loan Lenders

  • Affirmative
  • Castle Trust
  • Funding 365
  • Octopus
  • RBS

fortwell-bridging finance
Avamore Capital Bridging
masthaven-bridging

hope-capital-bridging loans
holme-bridging-loans
Natwest bridging

Types of Bridging Finance

  • Closed Bridging
  • Un-regulated Bridge Finance
  • Residential Property Bridging Finance
  • Get out of Mortgage Arrears Bridging Loans

Getting help when its necessary for refinance

It’s common to find people searching for remortgages for people with bad credit, can I still get a remortgage with bad credit or 90 ltv bad credit remortgage however mortgage lenders like Masthaven 1st Charge are keen to see paperwork to show income in the form of state benefit letters, DWP letter or pension statements.

Evidence of income:

Secured loan lenders such as United Trust Bank, Precise or Blemain often accept proof of affordability with

  1. bank statements
  2. investment statements
  3. accountants certificate

Examples of abysmal credit

Secured loan lenders such as Equifinance, Precise or United Trust Bank can often lend to people with

  1. late payments
  2. missed instalments

oblix-capital-bridging-finance
mint-bridging
octopus-property-bridging finance

funding-365-bridging finance

Finding homeowner loans

It’s often cheaper to get a secured loan than a refinance.

  • Shawbrook
  • Equi finance

Opportunity for high-risk credit online mortgage companies:

  • Pepper
  • Bluestone Mortgages
  • The Mortgage Lender
  • Kensington
  • Magellan Home Loans
  • Vida Homeloans

Time to pay back loan with MBS Lending

  • Two years
  • 25 years
  • 35 years

Mortgage costs

  • broker fees
  • upfront fees
  • arrangement fees
  • lender fees

Getting help when you want a secured loan

  • independent broker
  • finance broker

It’s very regular to find individuals searching for bad credit mortgage 90 ltv, where to get a mortgage with bad credit or mortgage with bad credit score however mortgage lenders like Accord Mortgages are keen to see paperwork to show income in the form of bank statements, payslips or pension statements.

Mortgage Loan to Value (LTV)

It’s often found to find people searching for a home loan to value of 60%, 75% or even as much as 90% however its hard to get 95%.

Getting help when it’s necessary for remortgage

It is usual to discover people searching for remortgages poor credit, are their remortgages for bad credit or remortgage for lousy credit however secured loan lenders like Bath Inv and Building Society are keen to see paperwork to show affordability in the form of p60s, bank statements or p60.

Costs for homeowner loans

  1. application fees
  2. completion fee
  3. completion fee

Types of mortgages lenders offer for Buy to let Residential Property including for lousy credit history

  • Capped rate mortgages Prestige
  • Capped rate mortgages Yorkshire Bank

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat and if the occupier is an Owner Occupier Primary Residence.

Areas for Good House Price Growth

  • Sheffield
  • Glasgow
  • East Midlands
  • Southampton

Top Locations for UK People to Buy Overseas Holiday Homes

  • Malaga Spain
  • Berlin Germany
  • Athens Greece
  • Barcelona Spain

UK Banks Large Corporations Use

Regulated businesses like Air France KLM, Ellinair, Alitalia and SmartWings Group, have accounts with Royal Bank of Scotland, Metro, Clydesdale and TSB.

Equity Release for UK homeowners

It is often found to encounter people seeking out a lifetime mortgage with flexible drawdown cash release, home reversion plans or home reversion plans however Sunlife Plans like LV Liverpool Victoria are keen to see proof of your situation in the form of bank statements.

Equity Release percentages of your current property value

The more aged you are and the sicker you are, the more tax-free money you can release

Providers for UK Equity Release

  • Aviva
  • Pure Retirement
  • Age Concern

InterBay Commercial is a trading name of InterBay Funding Limited and is registered in England and Wales (company number 05595882 ), and the registered office is Reliance House, Sun Pier, Chatham, Kent, ME4 4ET.

InterBay Funding Limited is a wholly-owned subsidiary of OneSavings Bank Plc.

InterBay Commercial is not an authorised Firm under the Financial Services and Markets Act 2000, and therefore any services which may be provided (by us to you) do not have the protections afforded under any regulations associated with this Act.

If you have a complaint about any aspect of our services, please contact us on customercomplaints@interbayuk.com or telephone us on 0345 0900 3300*.