Have you or someone that relies on you had their financial situation compromised by the coronavirus-COVID19 pandemic?
Do you have debts like credit cards, loans, store cards or doorstep loans you would like to pay back? Do you have mortgage arrears, rent arrears or council tax arrears?
As long as you are a victim of the global pandemic you can apply for a debt consolidation loan with an initial 3 month payment holiday, no guarantor, no need for a good credit score and no need to be a homeowner.
Do you need a loan to buy you time while you self isolate, or do you just need a loan to get out of arrears you must clear?
Mark from Birmingham
I lost my job and could not pay my loans, credit cards, car finance and car tax. Nasty, evil threatening letters from debt collectors rolled in daily. Once I got a new job, I got a debt consolidation loan, and I was able to pay off all the debt collectors. My monthly payment is only £241 per month
Anne from Swindon
With my occupation, I could not have any CCJ’s ever. I used the debt consolidation loan to pay the debt collector Lowell, so they did not throw me in court. The loan saved my job I am so grateful.
Sally from Reading
With the help of my new job, the debt consolidation loans affordability assessments were no problem for me. The repayment terms and APR rates were much lower than my other credit cards, store card and guarantor loan.
Katherine from Winchester
I have had two great days in 2021, despite the coronavirus. One day was when I dumped my abusive boyfriend and got my own place, and the other was when I paid off all my old debts with my debt consolidation loan. I now have a low fixed monthly payment I can afford, and I will be debt-free in 2023!
Tess from Wakefield
I had got in trouble with loan sharks at bonkers APR rates and I needed to sort my debts out. I got a debt consolidation loan at a much lower rate and I have just one monthly payment that I can afford.
Jennifer from Wolverhampton
The APR representative of my new unsecured loan is much lower than the credit cards and store cards I had; it is all easier to manage with a fixed monthly repayment that I can afford.
Steve from Croydon
I got into a lot of gambling debt with credit cards, loans, and doorstep loans. During the lockdown, I decided to quit gambling and sort my life out. I got a debt consolidation loan and paid off all my old, defaulted debts and now I will ben debt free in 2025.
Kate from Brighton
I paid off all my existing debts, it was a fantastic experience as they call and call and call all the time if you do not pay on time. I now have one payment each month just after my payday, the interest you pay with this loan is much lower. I had to get an unsecured loan as I do not own a house or flat.
Betty from Worcester
I used to have 3 credit cards, 2 catalogues, a store card, and a personal loan. My new debt consolidation loan paid off all these and I only pay back £167 per month that I can easily afford.
Helen from Dorset
I owed money to lots of debt collectors including Cabot, Link Financial, Lowell and Advantis. I managed to do a deal with all of them to make full and final settlements. They got between 10 and 20p in the pound. My debt consolidation loan paid for all these debts and the payment I can afford. I even have enough money left over each month to get my hair and nails done!
Wendy from Glasgow
My ex-boyfriend had applied for loans and credit cards in my name and run them up buying things we did not need. I had so many things going out of my bank each month I ended up getting payday loans. Now I have one personal loan I was able to pay off all my debts and have one monthly payment I can afford. It is a relief!
Tony from Manchester
I had got into a doom spiral of short-term loans and payday loans all the time, I ended up thinking I was a Ponzi Schemer like Bernie Madoff! Now I have a debt consolidation loan I just have one payment coming out of my bank just after payday at the same time as my rent and other bills.
Heather from Westminster
I had so many direct debits each month for loans, credit cards, sofas and car payments. The direct debits were always bouncing because I did not have the money. Now I have paid everything off I just have 1 payment that comes out at the right time of the month.
Ellie From York
I had been in an abusive relationship and my ex-boyfriend got me into a lot of debt. I paid off all these debts and now I have a single payment just after payday that I can easily afford
Jane from Bridgewater
My new unsecured debt consolidation loan has made multiple payments each month reduce from a total of £568 a month to only £290 a month, and now I am paying debt down I don’t have credit cards any more that go on forever.
Jill from Tooting
I had a personal loan, a guarantor loan, all at a high percentage rate. Now I have paid off my other loans, my parking tickets, and my car road tax. I just have one monthly payment that I can afford.
Graham from North London
I had 6 payday loans, a doorstep loan, a credit card, and a store card. Now I just have one payment I can afford. Life is easy
Other uses for the loan
- Car tax payments
- Car MOT
- Car finance arrears
- Mortgage arrears
- Secured loan arrears
- Pay off credit cards
- Pay off store cards
- Pay off personal loans
- Pay off electric bill arrears
- Pay off gas bill arrears
- Pay off council tax arrears/CCJ’s
- Rent arrears
- Court fines
- Maintenance payment arrears
- Solicitors fees and court judgments
- Money owed to HMRC for corporation tax, VAT, and personal income tax
- Pay children’s private school fees
Secured loans covid19
Metrobank Secured Loan
NatWest Bank Secured Loan
No Broker Fees Secured Loans
HSBC Bank Bridging Loan
Co-operative Bank Secured Loan
Halifax Secured Loan
Bank Secured Loan
Lloyds Bank Secured Loan
Guaranteed Loans For Bad Credit