Bridging for additional property purchase

Open and Closed Bridging Finance

Bridge lenders including Ashley, Bridgebank, Halifax and Hope Capital like to see an exit route; however, Lloyds bank, Oblix, and Together are more cautious.

Bridging Finance Loan to Value Percentages

It is very regular to discover people searching for loan to value percentages (LTV) of 70%, 55% or even as much as 95% however it is hard to get 90%.

Quick Acting Bridging Lenders

Alternative Bridging
Fortwell
Greenfield Capital
Hope Capital
Mint Bridging

Types of UK Property Bridging Finance

Open Bridging Finance
Unregulated Bridge Loans
Commercial Property Bridging Finance
Briding to Stop Repossession

Finding help when you want a fast remortgage

It’s often found to encounter people searching for adverse credit remortgage brokers, remortgage lousy credit rating or home loans with poor credit, however, home loan lenders like New Street Mortgages are keen to see paperwork to show income in the form of wage slips, p60s or pension statements.

Paperwork to show income:

Lenders such as Spring Finance, Norton Finance or United Trust Bank often accept evidence of monthly income with

sa302 documents
investment statements
bank statements

Common types of bad credit

Loan companies such as Spring Finance, Paragon Personal Finance or West One can often lend to people with

county court judgements
loan arrears
missed payments

Choosing secured loans

It’s usually cheaper to get a 2nd mortgage than a re-mortgage.

Central Trust
Norton Finance
Evolution Money

Affordability criteria for heavy adverse credit company options:

The Mortgage Lender
Together
Precise Mortgages
Masthaven
Swansea Building Society
Stafford Railway Building Society
Scottish Building Society

Available term of mortgage loans with MBS Lending

35 years
25 years
Five years

Additional costs

arrangement fees
broker fee
completion fee
solicitors fees

Seeking guidance when you want a home owner loan

financial advisor
consultant

It is common to encounter people searching for first time mortgage loans bad credit, a mortgage with bad credit or bad credit mortgages UK, however, home loan lenders like Chelsea Building Society are keen to see evidence of monthly income in the form of universal credit letters, p60 or pension statements.

Percentages for Loan to Value

It’s usual to find individuals searching for loan to value of 60%, 55% or even as much as 95% however its hard to get 90%.

Getting help when it is necessary for re-finance

It is very regular to encounter individuals searching for home loan companies for bad credit, bad credit remortgage broker or adverse credit remortgages UK however mortgage lenders like Bath Inv and Building Society are keen to see evidence of affordability in the form of state benefit letters, accounts or investment statements.

Does Castle Trust offer Secured Loans?

Yes, Castle Trust do secured loans at 2.3% MER.

Does Castle Trust offer Equity Release Under 55?

Yes, Castle Trust Equity Release Under 55 is 2.3% MER.

Do Castle Trust do Secured Homeowner Loans?

Yes, Castle Trust Secured Homeowner Loans are 2.3% MER.

Do Castle Trust do Homeowner Loans?

Yes, Castle Trust Homeowner Loans are 2.3% MER.

Do Castle Trust do Secured Homeowner Loans?

Yes, Castle Trust Secured Homeowner Loans are 2.3% APR.

Do Castle Trust do Homeowner Loans for Bad Credit?

Yes, Castle Trust Homeowner Loans for Bad Credit are 2.3% APR.

Do Castle Trust do Direct Lender Secured Loans?

Yes, Castle Trust Direct Lender Secured Loans are 2.3% APR.

Do Castle Trust do Home Equity Lines Of Credit?

Yes, Castle Trust Home Equity Lines Of Credit are 2.3% APR.

Do Castle Trust do Debt Consolidation Loans?

Yes, Castle Trust Debt Consolidation Loans are 2.3% MER.

Do Castle Trust do Home Equity Loans?

Yes, Castle Trust Home Equity Loans are 2.3% MER.

Interest Only Mortgage For Over 70S

Personal Loans Direct Lenders Uk

Do Castle Trust do Personal Loans?

Yes, Castle Trust Personal Loans are 2.3% MER.

Do Castle Trust do Unsecured Loans?

Yes, Castle Trust Unsecured Loans are 2.3% APRC.

Do Castle Trust do Loans To Consolidating Existing Borrowing?

Yes, Castle Trust Loans To Consolidating Existing Borrowing are 2.3% APRC.

Do Castle Trust do Loans To Consolidating Existing Borrowing?

Yes, Castle Trust Loans To Consolidating Existing Borrowing are 2.3% MER.

Debt Consolidation Loan Bad Credit Uk

Do Castle Trust do Homeowner loans to consolidate existing debts?

Yes, Castle Trust Homeowner loans to consolidate existing debts are 2.3% APRC.

Do Castle Trust do Secured loans with no broker fees?

Yes, Castle Trust Secured loans with no broker fees are 2.3% APR.

Do Castle Trust do Homeowner loans with no early repayment charge?

Yes, Castle Trust Homeowner loans with no early repayment charge are 2.3% APRC.

Do Castle Trust do Loans without an arrangement fee?

Yes, Castle Trust Loans without an arrangement fee are 2.3% APRC.

Charges for second charge loans

broker fees
lender fees
upfront fees

Mortgage lenders offer for Commercial Property including for lousy credit history

Cashback mortgages Scottish Building Society

The mortgage lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the occupier is an Owner Occupier.

Areas for Good UK Home Price Growth 2023

Manchester
Glasgow
Liverpool
Cardiff

Popular Locations for UK People to Buy Overseas Holiday Homes

Helsinki Finland
Dusseldorf Germany
Amsterdam Netherlands

Banking for Licensed Companies

Regulated businesses including Enter Air, Ellinair, Icelandair Group and LOT Polish Airlines, have accounts with National Westminster, Metro, Clydesdale and Paragon.

Different types of Equity Release

It’s usual to find individuals looking for monthly payment lifetime mortgage, lumpsum lifetime mortgages or lump sum lifetime mortgages; however, Age Partnership like AIG Life are keen to see evidence of your circumstances in the form of pension statements.

Equity Release percentages of your current property value

The more elderly you are and the sicker you are, the more cash you can release

Equity Release Scheme Lenders

Bower
Bridgewater
Key Solutions
One Family

Castle Trust is the trading name of both Castle Trust Capital plc (company number 07454474) and Castle Trust Capital Management Limited (company number 07504954). Castle Trust is authorised and regulated by the Financial Conduct Authority, under reference numbers 541910 and 541893. Registered office: 10 Norwich Street, London, EC4A 1BD. Registered in England and Wales.

Contact Us 0345 241 3079
(Freephone) 0808 164 5000, between 9 am and 5 pm Monday to Friday or write to us at Castle Trust, PO Box 6965, Basingstoke, RG24 4XE
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How much cash can I get?

You can release 70% of your property’s valuation. For example, if your home is worth £290000 you can borrow £203000.