2nd Charge Lending for Residential Buy to Let Landlords

  • Your Secured Loan Specifics - Landlords Only

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If you are looking to raise money, maybe to buy more property or setup a business, now UK buy to let landlords can raise money against their properties using a second charge, subject to valuation and loan to value criteria. Landlord loans can be arranged quite quickly and have minimal fees and other costs associated.

Its hard to make them complete as quickly as Bridging Finance, but can be a great option where a remortgage is not wise.  If your existing mortgage has a particularly good rate or terms attached it may pay to keep this finance in place.  Also for some people who are past a certain age getting conventional mortgages or remortgages is getting more difficult.

A further advance?

These loans are a little bit like a further advance, but lenders are often unwilling to offer a further advance especially where the existing terms very much favour the borrower not the lender.

This is an incomplete list of lenders that Ravenwood use.  Some of the more specialist ones that we have more exclusive relationships with have been left out deliberately

Co-operative Insurance
Ecology Building Society
NatWest
Irish Permanent
Newbury Building Society
Principality
Nationwide Building Society
Prudential
London Mortgage Company
Dudley Building Society
Northern Bank
Cumberland Building Society
Buckinghamshire Building Society
Chesham Building Society
First Trust Bank
Scottish Widows Bank
Barnsley Building Society
Cheshire Building Society
Co-operative Bank
Bank of Ireland
Alliance and Leicester
Universal Building Society
West Bromwich Building Society
Abbey National Building Society
Teachers Building Society
Hinckley and Rugby Building Society
First Direct
Yorkshire Bank
Chorley and District Building Society
Clydesdale Bank
Dunfermline Building Society
Amber Homeloans
Mortgage Trust
Skipton Building Society
Britannia
iGroup
Birmingham Midshires
Earl Shilton Building Society
Hanley Building Society
Chelsea Building Society
Capital Home Loans
Egg
Progressive Building Society
Furness Building Society
Mortgage Works
Yorkshire Building Society
ING Direct
Scottish Building Society
Southern Pacific
Swansea Building Society
Beverley Building Society
Newcastle Building Society
Pink Home Loans
Bank of Scotland
Woolwich Bank
Melton Mowbray Building Society
HSBC
Stroud and Swindon
Norwich and Peterborough Building Society
Paragon Mortgages
Mansfield Building Society
Ipswich Building Society
Lambeth Building Society
Mortgage Lender
Mortgages PLC
Loughborough
Leeds Building Society
National Counties Building Society
Nottingham Building Society
Mercantile Building Society
First National
Kent Reliance
Northern Rock
Tesco
Saffron Walden Hertfordshire and Essex Building Society
GMAC-RFC
Cambridge Building Society
Holmesdale Building Society
Kensington Mortgages
Future Mortgages
Coventry Building Society
One Account
Penrith Building Society
Market Harborough Building Society
Bath Building Society
Royal Bank of Scotland
Stafford Railway Building Society
Bristol and West
Monmouthshire Building Society
First Active
Bradford and Bingley Building Society
Halifax
Direct Line
Darlington Building Society
Standard Life Bank
Intelligent Finance
Legal and General
Marsden Building Society
Leek United Building Society
Cheltenham and Gloucester Building Society
Derbyshire